Questions

My husbands job covers both of us. They are in process of changing insurance companies and the coverage is expensive with a $9000 deductible and only allows 3 doctor visits per year. Can we still qualify for obamacare? I will be 65 in June And will be eligible for Medicare. Are there Medicare supplements and… Read More

I work part time at a local community college bookstore. The college now restricts me to 29 hours a week to maintain a part time status. In the past, at various times of the year, I would work up to maximum of forty hours a week (graduation, book rush, book buy-back etc,). As I am… Read More

My brother has Crohne’s disease, and is considering moving out of state. He’s concerned he will have to go a month without health coverage if this is the case, but I’ve never heard of this. Is it true that if you sign up for health care from a private insurance company via the Affordable Care… Read More

I applied for coverage by the December deadline. However, I never received an email or any paper mail about how to pay my first payment. The plan I chose won’t let me pay online either, and I can’t get a hold of my insurer to ask them about payments.

What if i have Medicaid through my state, does that count as Minimum Essential Coverage. Specifically I have AHCCCS through DES? Am i covered or will i be fined?

I have a health insurance (UHC) plan through a large employer. UHC is attempting to not cover my son’s sugery room and Anesthesia for a proceedure done to fix his teeth. He received 3 crowns and 5 fillings and since he is 2 years old they preformed it in a surgery center at a Children’s… Read More

You and your husband can file for health insurance separately and can each enroll in marketplace insurance, but you wouldn’t generally get cost assistance. As a rule of thumb people in a tax family must share a family plan.

My daughter is currently covered under my insurance until she turns 26 in July. Does she need to sign up by Feb 15 for coverage, or can she sign up in July when she turns 26?

I have been trying to get an answer to the following two questions, but no one seems to know the answer and instead of useful information tries to give me the party line. As you know a case is in the Supreme Court to determine if the government can actually give subsidies to anyone who… Read More

As I applied for ObamaCare I found out that, because of my low income, I do not qualify for cost assistance and the quote said I might qualify for Medicaid. However, my state says I don’t qualify for Medicaid either.  What are my options?

Unions are exempt from some of the Affordable Care Act’s rules. The idea that they are exempt from the pre-existing conditions clause doesn’t sound right. The ACA means that you can’t be discriminated against in regards to what you pay or what a plan will cover based on past medical history.

Is it true that at the first doctor visit for a health issue or a visit to a new doctor never used before, requires that a drug screening be completed using an urine sample? If so does this apply to all Insurance coverage or to only insurance coverage obtained through Obamacare? I have insurance from… Read More

I tried to enroll in Obamacare but was rejected because I don’t have legal status?  Are there any other plans that I can apply for? Do I have other options?

Does an employer have any responsibility for an employee’s medical insurance if the employee is a senior on medicare and has a supplemental policy?

My husband’s insurance covers me now but he will retire this year in June and I will not have any coverage. He will go on Medicare. Will I still be covered by his insurance? I only work part time as our church secretary and the church does not offer insurance to me. When can I sign… Read More

I got laid off and only have unemployment.  How can I get affordable healthcare?

I take care of my disabled mother. She lives on her own but needs transportation to all of her appointments and errands. I also pay for her groceries at least once a month, fuel costs, and some of her utilities. I understand I need to provide some receipts to prove this. I don’t really keep… Read More

I have worked for a public school district for the last 7 years. My employer does not offer insurance to anyone who works less than 35 hours. They purposely do not allow us to work 35 hours a week, therefore, they do not have to offer any insurance. My question is that Obama care lowered… Read More

What documents do i need to apply? my house was recently broken into and they took my wallet as well as my passport, i was not born here but i am a citizen but i dont have the proper documents to prove it. I have my naturalization number.  

I cannot afford health insurance. Alabama is not included in the discounted exchanges, so the premiums to get what I need are in excess of $400 a month. My husband is on disability, so has Medicare and Blue Advantage. Since he’s covered and I’m not, would his income, out of which we’re already paying premiums,… Read More

I was just laid off from my job of the past 19+ years. Do I qualify for ObamaCare, rather than paying COBRA?

Hello. I was laid off at the end of July 2014 which also ended my health insurance coverage. At the time I didn’t have the emotional capacity to care about getting insured and I’ve been un-insured since my layoff. I would like to know if I will have to pay the penalty, and how much… Read More

23 year old grandson working part time making minimum wage. How can he possible afford medical insurance? What does he need to do?

We have a son that is 23 years old. He has graduated from college and has a job that is in the construction field. He does not have the option for health coverage from his employer. He is now unemployed due to weather. (He is in the masonry business). He is covered under my husband’s… Read More