The Individual Mandate’s fee has been reduced to $0 at a federal level starting in 2019. However, some states are implementing their own individual mandate starting in 2019.[1]

This means in some states you may owe a fee on your state taxes for not having coverage.

States that have their own mandate include: the District of Columbia, Massachusetts, New Jersey, and Vermont (starting 2020).

States considering a mandate for the future: California, Connecticut, Hawaii, Maryland, Minnesota Rhode Island, and Washington.

Thus for 2019, D.C., Massachusetts, and New Jersey will all have mandates in place. Meanwhile Vermont will have a mandate in pace for 2020 forward and other states may also implement mandates moving forward.

This means you must check your state’s rules before you go without signing up for coverage during open enrollment.

Learn more about the individual mandate.

NOTE: State mandates are subject to change, please make sure you understand your responsibilities as a tax payer before choosing to enroll or not.


  1. 4 States Are Restoring the Individual Mandate to Buy Health Insurance.

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Laura Ray on

I think it’s a terrible thing, and I do not want to pay for someonelse’s health insurance; and why should I?