The Federal Poverty Level Guidelines For 2019 and 2020 Coverage

Below are the Federal Poverty Level Guidelines (FPL) used to determine cost assistance for 2019 and 2020 health coverage under ObamaCare.[1][2]

Please note that cost assistance for plans is based on the federal poverty levels from the previous year, so for example 2020 coverage is based on the 2019 poverty levels (you can see a detailed chart here).

Also note the levels below show 100% of the poverty level, the Minimum to Qualify for ACA Assistance. The maximum 400%, and other important amounts can be found on our main Federal Poverty Level page.

Lastly, keep in mind that Medicaid / CHIP uses the current poverty level. So for 2019 Medicaid / CHIP will use the 2019 poverty level table on the right.

TIP: If you are looking for the 2020 Federal Poverty Guidelines used for 2020 Medicaid / CHIP and 2021 coverage, you can find them on our 2020 Federal Poverty Guidelines Page. You can also see our The Federal Poverty Level Guidelines For 2020 and 2021 Coverage page.

Persons in Family/Household 2019 Coverage (2018 Poverty Levels) 2020 Coverage (2019 Poverty Levels)
1 $12,140 $12,490
2 $16,460 $16,910
3 $20,780 $21,330
4 $25,100 $25,750
5 $29,420 $30,170
6 $33,740 $34,590
7 $38,060 $39,010
8 $42,380 $43,430
For families/households with more than 8 persons, add $4,320 for each additional person for 2019 coverage and $4,420 for 2020 coverage.

2019 Coverage: Alaska and Hawaii use different guidelines (see this link to guidelines as published on HHS.Gov 2018).

2020 Coverage: Alaska and Hawaii use different guidelines (see this link to guidelines as published on HHS.Gov for 2019).

Article Citations
  1. notice 2018-00814.
  2. notice 2019-00621.

Author: Thomas DeMichele

Thomas DeMichele is the head writer and founder of,, and other websites. He has been in the health insurance and healthcare information field since 2012. is a...

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