I work part time at a local community college bookstore. The college now restricts me to 29 hours a week to maintain a part time status. In the past, at various times of the year, I would work up to maximum of forty hours a week (graduation, book rush, book buy-back etc,). As I am a retiree I have full insurance coverage through my previous employer. May I opt out of my current employers insurance requirements? Also, during these “busy” times we employ temporary workers. The college now limits these employees to 29 hours per week. Is this correct as they are temporary employees?
A employer must offer you coverage (assuming they meet the requirements) if you are full-time. Generally however, they only owe a fee if you use Marketplace cost assistance. Thus, your employer could let you work over 40 hours a week (knowing you won't use cost assistance on the Marketplace) and avoid the fee. Learn more about Employer Responsibilities.