Check Your Auto-Pay, or Risk a Plan Drop

If you don’t check your health insurance auto-pay, you may be the ultimate price (having your insurer drop your plan).

You can get reinstated with a bunch of leg work if you act fast enough, but generally it is a bad move to get dropped for non-payment.

This is just a friendly reminder not to get yourself dropped from coverage. This warning should be especially heeded by those in states like Washington state where certain insurers have be known to drop people over and over while WA and the insurers hash out the best way to take payments.

It would be conspiratorial to claim that insurers were taking the first few payments then dropping exchange enrollees in an effort to not have to provide coverage to sick people. So we won’t. Plus this wouldn’t be the charge, the charge would be that things were generally confusing and not always well explained when it comes to auto-pays and bill-pays, and this could lead one who isn’t constantly checking details to be dropped without realizing it.

Point being:

Check your auto-pay, because it is not uncommon for people to have problems and this is the only thing you can be dropped for under ObamaCare.

NOTE: While on the topic, see a suggestion we have for annual contracts. This whole drop people for non-payment thing may seem boring on unimportant, but such things can cost one their life (plan drop = no coverage when you need it). If you don’t care, you should.

Author: Thomas DeMichele

Thomas DeMichele is the head writer and founder of,, and other websites. He has been in the health insurance and healthcare information field since 2012. is a...

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