Hello. I was laid off at the end of July 2014 which also ended my health insurance coverage. At the time I didn’t have the emotional capacity to care about getting insured and I’ve been un-insured since my layoff.
I would like to know if I will have to pay the penalty, and how much it will be if I’m charged with it. Will it be less since I was insured for the half of the year?
Also I have a question regarding getting insured for 2015.
Currently I am unemployed and only just started looking for a job. I decided to search for health insurance for 2015 but I am faced with almost $200/month or higher (according to my previous gross income 2013) when I don’t have the prospect of getting hired or earning money.
Do you know if there is any better option for me? I’m not sure what my 2014 gross income will be as I only worked until end of July.
Can you please help out?