Use our Questions and Answers section to get answers to questions regarding ObamaCare, TrumpCare, or HealthCare in general, or to ask us a question.
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The Q&A section below covers ObamaCare, TrumpCare, Medicare, Medicaid, Employer Coverage, HealthCare Taxes, HealthCare Changes, and other general HealthCare topics. Just click on a question to get our answer, provide your own answer, or ask additional questions.
I read the “How IRA’s and HSAs work with the ACA” section of this website but I’m still not clear on this: Is the one time allowable use of traditional IRA funds to set up a HSA (which I would use to buy an HSA eligible Obamacare plan) counted toward my MAGI? Also… is this
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HealthCare.Gov (or your state marketplace) can enroll you in Medicaid if you qualify and you give them the necessarily information. You can also enroll directly with your state Medicaid agency.
There are no universal death benefits to help survivors. Aside from things like the Social Security Lump Sum Death Payment, this type of insurance is private.
An employer can cut back hours, but once you qualify for employer health insurance they must offer coverage until the end of the calendar year.
Generally, you should sign up for the marketplace ASAP and then enroll in a marketplace plan starting 60 days before your old coverage ends.
To the question: “are there legal issues with switching from what is known as ObamaCare to what is known as TrumpCare?” The answer is potentially yes.
ObamaCare’s income rules for assistance always consider your household income for the year, not what coverage you qualify for in a given month.
There is no perfect answer to how much ObamaCare raises taxes, because it differs by income. Most Americans will mainly only face the fee for not having coverage.
If ObamaCare is repealed people on marketplace coverage might lose tax credits, but they will almost certainly be able to continue their plan. For others, it is more complicated.
Hey, So I am in NYC and I am looking through all of these plans and there are only a few random Bronze and Silver plans that say “HSA” in the title. But the premiums are very high compared to the “Catastrophic Care Plans.” If it doesn’t say “HSA eligible” does that really mean that
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My son works part time and has made slightly less than the 10,350 requirement to file a return. he will file a return to get his taxes back that we with held and I still claim him as a dependent. The problem is I need his income to stay qualified with our silver 87 plan
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My mother currently does not have health insurance. My father’s employer offers insurance for spouses but it is to expensive for their income. Combined they make around $42,000/yearly, my father pays a $27 premium and it would cost $678 to add my mother onto his employers plan. Is there a way to get covered under
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Generally, persons visiting or vacationing in the US legally can use the Marketplace to shop for health insurance, but aren’t eligible for cost assistance and aren’t required to have health insurance.
Employers can only reimburse group health plans except in very specific instances (such as if they have one employee).
Every American is allowed two full months without coverage a year, so if you find yourself missing a month you can take the short coverage gap exemption on form 8965
Capital gains from the sale of your primary home under $250,000 can be excluded and don’t affect subsidies. The exclusion is $500,000 for a family.
You can use a HRA to pay for health premiums, but an employer can’t fund a HRA to reimburse individual coverage.
If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the decision and have it reviewed by a third party.
You should complete Part III of 1095-C ONLY if the employer offers employer-sponsored self-insured health coverage in which the employee or other individual enrolled.
If you sort plans by price you’ll be able to easily find HSA compatible High Deductible Health Plans.
If you work, but aren’t offered coverage through your employer, you can still get an ObamaCare Marketplace plan with cost assistance.
Federal foster care or adoption assistance income is exempted from MAGI and won’t affect Medicaid or tax credit eligibility.
All US citizens, who qualify based on income, must obtain coverage or an exemption. For someone traveling back and forth between the U.S. they can be exempt for spending 330 consecutive days in the year outside the US.
Gender based pricing rules apply to new plans in the individual and small employer markets. They do not apply to grandfathered plans, large employers, or self insured businesses.
Typically a person would only need one policy that counts as minimum essential coverage under ObamaCare, but can have more than one if they choose.