Use our Questions and Answers section to get answers to questions regarding ObamaCare, TrumpCare, or HealthCare in general, or to ask us a question.

Wondering How to use the Q&A section? Simply click on a question to get our answer and to see answers from our readers; Or, use the search bar at the top of the page to search for a specific question. If you can’t find an answer, go ahead and ask.

The Q&A section below covers ObamaCare, TrumpCare, Medicare, Medicaid, Employer Coverage, HealthCare Taxes, HealthCare Changes, and other general HealthCare topics. Just click on a question to get our answer, provide your own answer, or ask additional questions.

Do All Doctors Take ObamaCare?

There is no insurance that all doctors take. With that in mind, Obamacare isn’t insurance, it is just law that expands insurance. With ObamaCare, you choose a plan on the Marketplace and then get assistance or qualify for Medicaid based on income.

What Are the Asset Limits for ObamaCare?

There are no asset limits for Marketplace assistance under ObamaCare. Cost assistance for tax credits, out-of-pocket assistance, and Medicaid are all based on income only and not assets.

Can I Apply for Medicaid if I Work Full-Time?

Medicaid eligibility depends on income and family size, not hours worked. Further, you can apply regardless of your income, you’ll just be rejected or pointed at the marketplace if you make too much to qualify.

Can You Enroll in Obamacare at Anytime?

You can only enroll in health insurance under the Affordable Care Act (ObamaCare) during Open Enrollment (Nov 1 – Dec 15 each year) unless you qualify for Special Enrollment.

Why did Trump Repeal ObamaCare?

Despite efforts to dismantle ObamaCare, and despite changes to the law, Trump didn’t actually repeal or repeal and replace ObamaCare.

Is Obamacare Still Active?

Despite attempts at repeal and a lawsuit that may jeopardize the future of the ACA, ObamaCare is still active and most provisions are in place.

How Do I Obtain a 1095-A?

In most cases your 1095-A will be mailed to you and the IRS, and you won’t have to request or submit the form. However, since you need your 1095-A for 8962 tax credit forms, it’s good to know you can download your form using HealthCare.gov (or your state website).

Does ObamaCare Cover Coronavirus?

ObamaCare covers coronavirus. All marketplace plans cover FDA-approved coronavirus tests and vaccines with no out-of-pocket costs. The same is true for Medicaid/CHIP as well.

How Do I Become Eligible for COBRA?

In general, if you have been enrolled in health insurance for at least one day and then lose coverage for due to losing full-time status or due to termination, you qualify for COBRA. This is true even if you elect to go from full-time to part-time or are fired.

What is Medicare-For-All?

Medicare for all describes a general concept of a single payer healthcare system. Right now the US has a multi-payer healthcare system, that means people pay different insurance companies but have a choice in healthcare providers. With single payer, there is one insurer, but you keep the choice in providers. Also, as the “for-all” part implies, every citizen would have access to Medicare-for-all.

What is the Maximum Income for Obamacare for 2020 – 2021?

For 2020 coverage, those making between $12,490-$49,960 as an individual, or $25,750-$103,000 as a family of 4, qualify for ObamaCare. For 2021, those making between $12,760-$51,040 as an individual, or $26,200-$104,800 as a family of 4, qualify.

Who is Eligible for ObamaCare?

Anyone living in the United States who is a citizen or legal resident, and who is not incarcerated, is eligible for ObamaCare’s cost assistance based on income if they make between 100% – 400% of the Federal Poverty Level.

What is the Minimum Income for ObamaCare?

The minimum income for ObamaCare is 100% of the federal poverty level. The dollar amount of this changes every year, but for 2020 it is $12,490 for an individual and $25,750 for a family of four.

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