The Individual Mandate‘s fee has been reduced to $0 at a federal level starting in 2019. However, some states have their own individual mandate and fee.
Sometimes you will hear that “the fee has been repealed,” or that “the mandate has been repealed,” or even that “ObamaCare has been repealed.” None of that is technically true. What is true is that the fee was reduced to $0 starting in 2019 on the federal level (and thus the ACA’s individual shared responsibility provision and fee were in effect repealed this way).
Semantics aside, this means unless your state has its own mandate/fee, you won’t owe the fee for not having coverage in 2019 and beyond. Of course, this also means that there will be a lack of incentive to get health insurance and a lack of income for the government to balance the cost of the ACA.
States that have their own mandate include: the District of Columbia, Massachusetts, New Jersey, and Vermont (starting 2020).
States considering a mandate for the future: California, Connecticut, Hawaii, Maryland, Minnesota Rhode Island, and Washington.
NOTE: State mandates are subject to change, please make sure you understand your responsibilities as a taxpayer before choosing to enroll or not.
Bottomline: The mandate is still in effect, there is just no penalty for not complying in 2019 forward unless your state has its own mandate.
FACT: This occurs as part of the tax reform bill signed into law by President Trump on Dec. 22, 2017. The change essentially repeals the ACA’s individual shared responsibility provision.