The Federal Poverty Level Guidelines For 2020 and 2021 Coverage

Below are the Federal Poverty Level Guidelines (FPL) used to determine cost assistance for 2020 and 2021 health coverage under ObamaCare.[1][2]

Please note that cost assistance for plans is based on the federal poverty levels from the previous year, so for example 2020 coverage is based on the 2019 poverty levels (you can see a detailed chart here).

Also note the levels below show 100% of the poverty level, the Minimum to Qualify for ACA Assistance. The maximum 400%, and other important amounts can be found on our main Federal Poverty Level page.

Lastly, keep in mind that Medicaid / CHIP uses the current poverty level. So for 2020 Medicaid / CHIP will use the 2020 poverty level table on the right.

TIP: See the full 2019 poverty guidelines and the full 2020 poverty guidelines.

Persons in Family/Household 2020 Coverage (2019 Poverty Levels) 2021 Coverage (2020 Poverty Levels)
1 $12,490 $12,760
2 $16,910 $17,240
3 $21,330 $21,720
4 $25,750 $26,200
5 $30,170 $30,680
6 $34,590 $35,160
7 $39,010 $39,640
8 $43,430 $44,120
For families/households with more than 8 persons, add $4,420 for each additional person for 2020 coverage and $4,480 for 2021 coverage.

Alaska and Hawaii use different guidelines (see this link to guidelines as published on HHS.Gov).

FACT: The Federal Register notice for the 2020 Poverty Guidelines was published January 17, 2020.

Article Citations
  1. notice 2019-00621.
  2. notice 2020-00858.

Author: Thomas DeMichele

Thomas DeMichele is the head writer and founder of,, and other websites. He has been in the health insurance and healthcare information field since 2012. is a...

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