The federal poverty level is $12,760 for an individual ($26,200 for a family of 4) for 2021 coverage. The federal poverty level is $12,880 for an individual ($26,500 for a family of 4) for 2022 coverage.[1][2]

The maximum amount to get tax credits is 400% of the poverty level. If you go over 400% by any amount you’ll have to pay back tax credits.

You may also qualify for Medicaid if you make less than 138% of the poverty level depending on your state (or even more for CHIP).

TIP: See the full 2020 poverty guidelines and the full 2021 poverty guidelines for more detailed information.

48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA
Persons in Family/Household 2021 Coverage (2020 Poverty Levels) 2022 Coverage (2021 Poverty Levels)
1 $12,760 $12,880
2 $17,240 $17,420
3 $21,720 $21,960
4 $26,200 $26,500
5 $30,680 $31,040
6 $35,160 $35,580
7 $39,640 $40,120
8 $44,120 $44,660
For families/households with more than 8 persons, add $4,480 for each additional person for 2021 coverage and $4,540 for 2022 coverage.

NOTE: Alaska and Hawaii use different guidelines. See the Federal Register links below for Alaska and Hawaii guidelines.

FACT: The Federal Register notice for the 2021 Poverty Guidelines was published on February 1st, 2021.

FACT: The Federal Register notice for the 2020 Poverty Guidelines was published on January 17, 2020.

Citations

  1. notice 2020-00858. Federalregister.gov.
  2. notice 2021-01969. Federalregister.gov.