2022, 2023, and 2024 | Federal Poverty Levels (FPL) For ACA Coverage
The federal poverty level is $14,580 for an individual ($30,000 for a family of 4) for 2024 coverage. The federal poverty level is $13,590 for an individual ($27,750 for a family of 4) for 2023 coverage. The federal poverty level is $12,880 for an individual ($26,500 for a family of 4) for 2022 coverage.[cite]notice 2021-01969. Federalregister.gov.[/cite][cite]A Notice by the Health and Human Services Department on 01/21/2022. Federalregister.gov.[/cite][cite]A Notice by the Health and Human Services Department on 01/19/2023. Federalregister.gov.[/cite]
The maximum amount to get tax credits is 400% of the poverty level. If you go over 400% by any amount, you’ll have to pay back tax credits.
You may also qualify for Medicaid if you make less than 138% of the poverty level, depending on your state (or even more for CHIP).
TIP: See the full 2021 poverty guidelines, 2022 poverty guidelines, and 2023 poverty guidelines for more detailed information.
| 48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA | ||||
|---|---|---|---|---|
| Persons in Family/Household | 2022 Coverage (2021 Poverty Levels) | 2023 Coverage (2022 Poverty Levels) | 2024 Coverage (2023 Poverty Levels) | |
| 1 | $12,880 | $13,590 | $14,580 | |
| 2 | $17,420 | $18,310 | $19,720 | |
| 3 | $21,960 | $23,030 | $24,860 | |
| 4 | $26,500 | $27,750 | $30,000 | |
| 5 | $31,040 | $32,470 | $35,140 | |
| 6 | $35,580 | $37,190 | $40,280 | |
| 7 | $40,120 | $41,910 | $45,420 | |
| 8 | $44,660 | $46,630 | $50,560 | |
| For families/households with more than 8 persons, add $4,540 for each additional person for 2022 coverage, add $4,720 for 2023 coverage, and add $5,140 for 2024 coverage. | ||||
NOTE: Alaska and Hawaii use different guidelines. See the Federal Register links below for Alaska and Hawaii guidelines.
FACT: The Federal Register notice for the 2023 Poverty Guidelines was published on January 19, 2023.
FACT: The Federal Register notice for the 2022 Poverty Guidelines was published on January 21st, 2022.
FACT: The Federal Register notice for the 2021 Poverty Guidelines was published on February 1st, 2021.