The federal poverty level is $14,580 for an individual ($30,000 for a family of 4) for 2024 coverage. The federal poverty level is $13,590 for an individual ($27,750 for a family of 4) for 2023 coverage. The federal poverty level is $12,880 for an individual ($26,500 for a family of 4) for 2022 coverage.[cite]notice 2021-01969. Federalregister.gov.[/cite][cite]A Notice by the Health and Human Services Department on 01/21/2022. Federalregister.gov.[/cite][cite]A Notice by the Health and Human Services Department on 01/19/2023. Federalregister.gov.[/cite]

The maximum amount to get tax credits is 400% of the poverty level. If you go over 400% by any amount, you’ll have to pay back tax credits.

You may also qualify for Medicaid if you make less than 138% of the poverty level, depending on your state (or even more for CHIP).

TIP: See the full 2021 poverty guidelines, 2022 poverty guidelines, and 2023 poverty guidelines for more detailed information.

48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA
Persons in Family/Household 2022 Coverage (2021 Poverty Levels) 2023 Coverage (2022 Poverty Levels) 2024 Coverage (2023 Poverty Levels)
1 $12,880 $13,590 $14,580
2 $17,420 $18,310 $19,720
3 $21,960 $23,030 $24,860
4 $26,500 $27,750 $30,000
5 $31,040 $32,470 $35,140
6 $35,580 $37,190 $40,280
7 $40,120 $41,910 $45,420
8 $44,660 $46,630 $50,560
For families/households with more than 8 persons, add $4,540 for each additional person for 2022 coverage, add $4,720 for 2023 coverage, and add $5,140 for 2024 coverage.

NOTE: Alaska and Hawaii use different guidelines. See the Federal Register links below for Alaska and Hawaii guidelines.

FACT: The Federal Register notice for the 2023 Poverty Guidelines was published on January 19, 2023.

FACT: The Federal Register notice for the 2022 Poverty Guidelines was published on January 21st, 2022.

FACT: The Federal Register notice for the 2021 Poverty Guidelines was published on February 1st, 2021.