2022, 2023, and 2024 | Federal Poverty Levels (FPL) For ACA Coverage
The federal poverty level is $14,580 for an individual ($30,000 for a family of 4) for 2024 coverage. The federal poverty level is $13,590 for an individual ($27,750 for a family of 4) for 2023 coverage. The federal poverty level is $12,880 for an individual ($26,500 for a family of 4) for 2022 coverage.[1][2][3]
The maximum amount to get tax credits is 400% of the federal poverty level. In most years, if your income exceeds 400% by any amount, you would be required to repay any tax credits received. However, until 2025, there is no limit on premium subsidy caps, meaning you won’t need to repay the credits.
You may also qualify for Medicaid if your income is less than 138% of the federal poverty level, depending on your state. Additionally, you may qualify for CHIP with higher income limits.
TIP: For more information see the full 2021 poverty guidelines, 2022 poverty guidelines, and 2023 poverty guidelines.
| 48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA | ||||
|---|---|---|---|---|
| Persons in Family/Household | 2022 Coverage (2021 Poverty Levels) | 2023 Coverage (2022 Poverty Levels) | 2024 Coverage (2023 Poverty Levels) | |
| 1 | $12,880 | $13,590 | $14,580 | |
| 2 | $17,420 | $18,310 | $19,720 | |
| 3 | $21,960 | $23,030 | $24,860 | |
| 4 | $26,500 | $27,750 | $30,000 | |
| 5 | $31,040 | $32,470 | $35,140 | |
| 6 | $35,580 | $37,190 | $40,280 | |
| 7 | $40,120 | $41,910 | $45,420 | |
| 8 | $44,660 | $46,630 | $50,560 | |
| For families or households with more than eight members, add $4,540 per additional person for 2022 coverage, $4,720 for 2023 coverage, and $5,140 for 2024 coverage. | ||||
NOTE: Alaska and Hawaii use different guidelines. See the Federal Register links below for Alaska and Hawaii guidelines.
FACT: The Federal Register notice for the 2023 Poverty Guidelines was published on January 19, 2023.
FACT: The Federal Register notice for the 2022 Poverty Guidelines was published on January 21st, 2022.
FACT: The Federal Register notice for the 2021 Poverty Guidelines was published on February 1st, 2021.
- notice 2021-01969. Federalregister.gov.
- A Notice by the Health and Human Services Department on 01/21/2022. Federalregister.gov.
- A Notice by the Health and Human Services Department on 01/19/2023. Federalregister.gov.
Author: Thomas DeMichele
Thomas DeMichele is the head writer and founder of ObamaCareFacts.com, FactsOnMedicare.com, and other websites. He has been in the health insurance and healthcare information field since 2012. ObamaCareFacts.com is a...
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