As I applied for ObamaCare I found out that, because of my low income, I do not qualify for cost assistance and the quote said I might qualify for Medicaid. However, my state says I don’t qualify for Medicaid either.  What are my options?


Answer

If your state did not expand Medicaid and you have been denied Medicaid coverage, you are exempt from the mandate to obtain insurance and won’t owe the fee. If you apply for a hardship exemption at HealthCare.Gov you will qualify to shop for catastrophic coverage.

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