List of States With Mandates

A List of States With a Health Insurance Requirement and Fee for 2023 and Beyond

Although the fee for not having health insurance was reduced to $0 on a federal level starting 2019, some states still have an individual mandate. Here is a list of states where you have to buy health insurance.

States that have their own “ObamaCare” individual mandate for 2023 include:

• District of Columbia (Washington D.C.)
• California
• Massachusetts
• New Jersey
• Rhode Island
• Vermont

States considering a mandate for the future: Connecticut, Hawaii, Maryland, Minnesota, and Washington. How Much is the fee for not having coverage? The fee differs by state. Although most states with mandates use a very similar penalty to the previous federal mandate, it is important to note that state mandates are subject to change and states are subject to unique rules (see some examples of rules on eHealth). Please make sure you understand your responsibilities as a taxpayer in your state before choosing to enroll or not. You can see more details on UnifyHR.