The Guy From South Carolina Who Didn’t Get ObamaCare
Last week a story went viral about a guy in South Carolina who didn’t get ObamaCare and ended up needing it. Lots of people, mostly Liberals, stepped up to the plate and helped fund a crowd funding campaign for his medical expenses… but not without a little “ObamaCare shaming”.
Here a Summary of the Story
- Guy (Luis Lang) doesn’t get ObamaCare (ie get health insurance with assistance due to income) because he is a Republican and doesn’t want help from the Government and wants to do it himself.
- Guy has diabetes. Diabetes gets bad after a Stroke. He loses his ability to work because he starts to go blind.
- Guy goes to get medical care and realizes that medical care without insurance is F’n unaffordable.
- Guy would have got Medicaid, but South Carolina didn’t expand Medicaid. Thus he had no coverage options (although after he goes blind SC will step in at that point via Medicare, not economical but does stop those bottom feeders from mooching on state dollars.) NOTE: Yes, this author is “ObamaCare shaming” South Carolina for not expanding Medicaid.
- Guy realizes oh… “affordable” “care” act… As in I pay what I can now so I don’t stick the state with giant medical bills later when I really, really, for real have no choice but to get care. Oh, I get it now. Wish they would have just called it that instead of ObamaCare.
- Author says, ” yeah this is why politicizing the ACA and opting-out for freedom is sort of evil and the denial of Medicaid expansion makes no sense economically”.
- Anyway, people are funding the campaign… but there is lots of “ObamaCare shaming” going on in the process. It’s tempting to be like “I told you so”. But the truth is, we are all in this together. It’s not cool that “guy” can’t get care when he needs it, it’s unfair that 30-ish million others can’t either. So by all means donate, but keep it classy… and if you are going to shame anyone lets start with the state leaders who are the ones blocking Medicaid expansion. At the end of the day, it is South Carolina’s refusal of Medicaid expansion which has got this guy in a bind.
Here is his story:
“My name is Luis Lang and I live in ft. mill sc and Several months ago I was told that I had suffered several mini strokes over a period of 3-5 days. Because of this a eye condition that I have has come back with a vengeance. I suffer from Diabetic retinopathy. Because of my condition I have not worked since December. I tried to sign up for the affordable healthcare act but I was refused. And since in SC tghey have not expanded the medicaid program I have fallen into the so called dounot hole. I was told about 1 1/2 years ago about my eyes and found a doctor that worked on a sliding scale for paitints like myself without insurance.My visit were $80.00 per treatment. And I had 3 treatment but when I went in for my next appointment the cost went from $80 to $610. I asked why and was told since the healthcare act was now in place that he could not give me the discount that he was giving me. So at that point I stop treatment but that was ok becouse my eyes were much better. But because of the strokes and stress it has come back with a vengeance like I said before. At this point I’m looking at $10,000 – $30,000 in treatment or I will go blind. At the moment I am down to about 20% in my left eye and about 30% vision in my right eye. So I do need to apologize about my spelling because I can not see very well. I have tried every organization out there but I’m either to young ot to old for there program. I am to old because i am older then 10 and to young because i am not 65 yet I am only 49. As each day goes by my vision get worst. And if I do go blind it will take surgary to get my vision bac if they can.Thank you and god bless. This is why I started this go fund me page so that I can get the treatment that I need.”
You can read the original story from the Charlotteobserver.com here and you can check out his crowd funding campaign here.
Random “ObamaCare Shaming” from the GoFundMe page:
“Here’s another five bucks from a liberal, anti-racist. Please don’t use your repaired sight just to watch Fox News. Try PBS once in awhile.”
“Let’s re-cap shall we? You have diabetes, yet you continue to smoke. You let two open enrollment periods for the ACA go by without signing up for insurance. You were gainfully employed, yet chose to not purchase health insurance for yourself or your family. Now that you have reaped what you have sown, you expect other people to GIVE you to thousands of dollars you need for your medical procedures, preferably while you keep your $300k house. And on top of that, you want to blame Obama for your troubles. How’s that “personal responsibility” thing working out for you?”
“I want to donate enough to really help you out, but I can’t figure out how to get GoFundMe to accept bootstraps.”
“If only there was some type of program that would allow people to pay money into a pool even if they were healthy so that if the time ever came when they would need it, they would not have to worry about losing evetrything they worked for. Maybe they could even have a preexisting condition and not have to worry about it being covered. Oh, and if they couldn’t afford the premium, maybe the state they live in could expand medicaid so it it can help them afford it. A subsidy, if you will. If that was offered by the Federal Government to states it would be CRAZY for the states to deny that to their citizens. Yeah, if only.”
– Sincerely, Bordering on not classy, but admittedly funny, “ObamaCare shaming” people.
As long as we lack Universal coverage there will always be some American out there who suffers due to their income and/or ideology.
We don’t have a Medicare-for-all solution, but we do have the ACA and that can in theory be close to enough to achieve near universal coverage. If we all get covered under the current system and states expand Medicaid, and SCOTUS doesn’t make subsidies illegal, maybe sometime in the next decade-ish we can get pretty close to eliminating this sort of thing.
I PAID $10,000. IN MEDICAL COST INCLUDEING HEALTH INSURANCE LAST YR. MY INCOME IS TO LOW I CAN’T USE THIS AS A DEDUCTION. I ALSO CAN’T GET THE TAX CREDIT BECAUSE I DID NOT PURCHASE THROUGH market PLACE.. NOW ALL INSURANCE PLANS ARE REGULATED BY THE gOVERNMENT. why MUST I BUY
mARKET PLACE???? I GOT THE GOVERNMENT SHAFT… INCOME $26,000. ($6,000 TAXABLE) MEDICALcost PAID MY ME $10,000. TAX DEDUCTION $0, ( TAXABLE INCOME TO LOW) TAX CREDIT WOULD HAVE BEEN $502 A MONTH FOR MARKET PLACE IN ADVANCE.
THAT IS A $6,000. CREDIT. WHAT I GOT $0 . so THIS last month I RAN OUT OF MONEY AND HAD TO DROP MY GOOD INSURANCE. in the middle of skin cancer treatment. My meds are now unaffordable. THANK YOU Obama GUESS THAT WAS YOUR PLAN. Kick Back Market Place plans that no doctors take . I want my tax credit.. I deserve it. my Obama phone to .lol. This is so heart breaking I still have not done my taxes and I have a refund coming from last year. ever try and live on$16,000.
a year ? widows are so forgotten. Any one doing a Law suit I am in!
That is very sad, had you gone with a Marketplace plan you would have gotten a very inexpensive plan as you would have qualified for lots of cost sharing reduction subsidies and premium tax credits. You would not have had to stop your treatment either. The law is in place (in the best light) to ensure people like you can afford coverage and can get the care they need. Make sure to apply for Medicaid / CHIP and apply for the Marketplace during this upcoming open enrollment.
Obamacare in the marketplace is anything but affordable! I’m 63 and can’t wait to be on Medicare. Where I will have true affordable medical care. I now pay 1/3 of my income, for a stinking plan.
I’m a broker of 19 years and I’m readying some of these statements and there’s fault all the way around. First you can’t be denied insurance period on the exchange or off. The best way to get assistance is through the exchange. You may not qualify for subsidy but you may get assistance with the deductible and copayment’s and if you don’t qualify for the cost sharing reduction benefit you can still enroll in a plan. for the person that said they didn’t qualify , that must of been for subsidy . I’m sure they didn’t tell you that you could not enroll. And if your not employed they would of offered you Medicade. Medicade does not have an open enrollment , it’s available all year. The laws have changed alot since ACA so if you have a qualifying event ( life changing event) my advise is call your local insurance agency and they should be able to provide some guidance especially with time frame.
Thank you for the expert comment. These are always really appreciated and valuable.
We just moved to sc, and don’t qualify for subsidy. A couple years away from Medicare. Insurance with 6000 deductible is 1300 a month! 600 mord than we paid in Maryland! It’s obscene
All insurance is based two simple facts: Everyone will need it sometime in their lifetime and they don’t when. If everyone pays something then premiums are more reasonable. Let’s not forget that insrance companies have to make a profit so they can pay dividends to their investors. What would the rates be if theu did not have to make a profit. Also look at the commission’s paid to agents.
I think the GOP’ers have done their constituents a great disservice by not supporting Affordable care and demonizing Affordable care as a partisan issue. Affordable health care works for everyone regardless of religion, income, political party and gender. What doesn’t work is people who only want to be part of the solution when illness strikes close to home. It would be like telling people to protest against automobile liability insurance by refusing to pay the premiums and people only finding out the consequences when they are injured in an accident or are sued by someone they had an accident with. Politicians have used rhetoric to gain votes while leaving those people in a dire position. It’s utterly shameful behavior for people who are paid to look out for our interests and instead cater to their own greed.