If you aren’t a legal US resident then you don’t have to get coverage, won’t owe the fee, and can’t get cost assistance. Learn more about ObamaCare and Immigration.
You can only claim the coverage gap exemption if you got covered. If you went more than 4 months without coverage in 2014, or 3 moving forward, you can’t claim the exemption.
There are lots of ways to qualify for a Special Enrollment Period, moving is one of them. Learn more about Special Enrollment Periods and the 60 day window to enroll due to qualifying life events.
From what we understand you can deduct qualifying businesses expenses which will help offset Social Security income.
VA coverage (Veteran’s health care program) is considered Minimum Essential Coverage and protects you from any fee. Thank you for your service.
Your insurance choices depend upon income. Given your situation you should find an affordable plan at HealthCare.Gov.
You only have to file an exemptions tax form if you are filing a tax return. If your taxable income is above the tax filing threshold then you should apply to HealthCare.Gov.
Keeping your doctor is a matter of your plans network. If your doc isn’t in your plans network, then they aren’t covered under your plan.
Everyone who is under 65 qualifies for ObamaCare based on income, period. When you leave your job or lose your coverage you’ll be eligible for a Special Enrollment Period.
All private insurance that qualifies as Major Medical coverage must offer the cost sharing and benefits of a bronze plan.
Voluntary termination of employment still counts as losing your coverage and your job, thus you qualify for a Special Enrollment Period of at least 60 days.
As we understand Nonresident Spouse Treated as a Resident for tax purposes will still be required to get health coverage or pay a fee.
When you move you trigger a 60 day Special Enrollment Period which allows you to get Marketplace coverage.
You pay your premium when you enroll in a plan, that pays for the first month of coverage, whenever it starts. Plans purchased before the 15th start the 1st of the next month, after the 15th and you’ll wait until the month after that.
No one over 65 is eligible for Marketplace assistance, but Medicare assistance amounts are based on income as well.
No matter what Marketplace you used, you’ll get a 1095-A form if you got cost assistance. Otherwise 1095’s are optional in 2015 and mandatory in 2016. If you didn’t get cost assistance, and don’t have a 1095, report based on the honor system. Use your 1095 to fill out the Premium Tax Credit Form 8962.
Your family can lose Medicaid if they claim you as a dependent and you push your family income over the Federal Poverty Level. That level depends upon if your state expanded Medicaid.
If your state didn’t expand Medicaid, apply for Medicaid, send the rejection letter into HealthCare.Gov, and then you’ll get a full year exemption and access to catastrophic coverage.
A person is allowed a 3 months coverage gap each year. Those months must be in a row.
Being 65 or older you don’t qualify for Marketplace cost assistance, being a resident Alien you may not qualify for Medicare subsidies, but you can still buy Medicare.
On your child’s 26th birthday they qualify for a 60 day Special Enrollment period where they can sign up for coverage in the Marketplace. Apply early to avoid coverage gaps.
Smaller firms get tax credits that mean better employee benefits at better prices. However, some larger firms who had great plans going into 2014 saw rate hikes.
Maternity care is covered under all private health plans sold in the Individual and Family market, but employer plans can include an opt-out.
When your employer drops your plan it triggers a 120 day Special Enrollment window for Marketplace coverage and cost assistance.
If your child qualifies for CHIP then they are considered covered and you won’t owe the fee. Employer-based coverage can prevent a family member from getting Marketplace cost assistance, but it won’t necessarily affect Medicaid and CHIP.