If a father has insurance through his company, does he have to provide insurance for his child even though he pays the premiums for the child to be on the chip program? Or will he be penalized?


Answer

If your child qualifies for CHIP then they are considered covered and you won't owe the fee. Employer-based coverage can prevent a family member from getting Marketplace cost assistance, but it won't necessarily affect Medicaid and CHIP.

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