Questions

In a divorce whoever claims the child as a dependent is responsible for providing health coverage.

An expatriate (expat) doesn’t need to do anything unless they live in the country for more than 330 days and claim income over the filing limit.

Switching plans is easy, during Open Enrollment simply enroll in a new plan through the Marketplace. If you miss open enrollment and qualify for Special Enrollment you can switch plans as well.

ObamaCare regulations treat Deferred Action recipients as not lawfully present. Therefore, people who have DACA should file Form 8965 and indicate code C as the basis for their exemption.

Generally speaking a dependent can remain on your plan until they become pregnant, at that time they will qualify for a Special Enrollment Period. However, in this situation it may not make sense to claim her as a dependent.

If a dependent is living outside of the US for more than 330 days in a year, you don’t owe the fee for them, even if you claim them. You’ll need to file exemption form 8965 to claim the exemption.

Mental health meds are covered on all Major Medical plans, however they are covered under the plans cost sharing arrangement. So check with your plan for amounts.

Adjusting tax credits is easy(ish), you will fill out Premium Tax Credit Form 8962 to adjust tax credits using a 1095-A form sent by the Marketplace.

As long as you can maintain a multi-state PPO from BCBS your dependent should be able to stay on your plan. A traditional HMO won’t do the trick for her due to traveling.

Oregon deferred their Marketplace to HealthCare.Gov. HealthCare.Gov is the website you’ll use to sign up for ObamaCare in Oregon.

Anyone you claim as a dependent is factored into the Shared Responsibility Payment. Being disabled and having no income, he should have qualified for Medicare or Medicaid, those would have counted as Minimum Essential Coverage and allowed you to avoid the fee.

We don’t see anything in the law that would make a child responsible for the medical debt of a parent. What will make someone else responsible is signing a form that says you are or cosigning a policy.

Under ObamaCare you need Minimum Essential Coverage. This can include concierge services paired with catastrophic coverage and health care organizations

The reason why you aren’t eligible for a subsidy is that Texas did not expand medicaid, thus you are falling in “the medicaid gap”

ObamaCare Premium Tax Credit Subsidies are available to those making between 100%-400% of the Federal Poverty Level.  For 2014-2015, this means that if the income for a one-person household is over $46,680 you will not qualify for Premium Tax Credits.

You can manage both your 2014 and 2015 applications by logging in to Healthcare.gov and going to your “My Applications and Coverage” page. You won’t be able to actually view an old application, just report life changes and upload documents.

How does Affordable care work if I am already receiving Medicaid for Family Planning?

Is Medicaid like an insurance which makes me covered for Obama care?

I have joined one of the Health Care Insurance Group. As a member they gave me a Members Kit, which has the Exclusive provider Organization Contract. In that contract under Section 6.1.8.Screening for Prostrate Cancer; it states that the Insurance Company covers an Annual standard Diagnostic Examination not subjected to Co-payments or Deductibles when provided Participating… Read More

If my state did not expand Medicaid will i have to pay a penalty?

I am a 53 yr-old teacher, unemployed, with MANY declining health needs. I’ve been searching and feel that despite my experience, I will be passed over for hiring due to health needs (various frequent appointments and quite a list of required prescriptions I take). I’m thinking that the fastest way to get back to some… Read More

My father-in-law’s income is $5000 per year. Is he exempt from the penalty? He is a new Green card holder and currently has travel insurance. Both, my mother-in-law and father-in-law have Green cards but will be traveling back and forth to India every few months for the next two years until they permanently settle in… Read More

If yearly income is under 7,000.00 and it is hard enough to live how does the government expect you to pay for health insurance?

We are trying to understand the reporting requirements for ACA compliance. Our company offers health coverage to all employees including their dependents. The company pays half the premium for which ever coverage the employee elects, whether they elect single or family coverage. The question that we have in the collection of information on the benefit… Read More

My son was covered under Medicaid for the state of Ohio in 2014. Does he have to re-enroll in 2015