Living in Two States, What do I Do about Switching Plans After Accident?



If you are on a plan, and getting medical attention for an injury, do not switch plans mid-year without consulting your insurer. Cost sharing is based on policy periods. If you switch to a different provider and a different state mid-treatment your insurer could start pulling out loopholes to avoid payment.

Is there a New Law for the RFID chip for people Receiving Government Assistance?


First it’s important to clarify the RFID chip is a myth and the National Report posts fictional articles (like the onion). It’s a little annoying as they don’t actually tell people they are a fake news site. Anyway, the RFID chip myth comes from an older version of the law which allowed for the collection of non-personal data for marketing and R&D from class II devices.

Is the Requirement to Buy Health Insurance Constitutional?


Essentially our country was so unsure about this it was brought before the supreme court in 2012. The supreme court declared the “mandate” a “tax”. Therefore the tax (and accordingly the “requirement to have coverage”) is constitutional.

Do I Need an ObamaCare Waiver for Low Income?


If your income is low enough that you don’t need to file for a tax return, you qualify for an exemption from the ObamaCare Individual Mandate. This exemption does not require an application to take effect.

I Haven’t Gotten My 1095A Form, What do I Do?


If you don’t have your 1095A form you can view it online. You can also contact the Marketplace Call Center if you find any errors on your 1095A.

Deferment of Coverage for Repatriation?


When you move back in July you’ll trigger a Special Enrollment Period of 60 days. That starts 30 days before you move so you can be covered when you land.

Is My Income too Low For Health Coverage?


You are right on the cusp of your income being too low for subsidies in Idaho. This is because Idaho did not expand Medicaid. However, everyone is wrong. You qualify for the maximum Tax credit and cost sharing reduction subsidy at that income.

Will Penalties Include DACA Recipients?


DACA recipients can’t use the marketplace, and aren’t required to pay the fee. Some state’s allow Medicaid for DACA recipients.

How does Obamacare Impact Home Care?


Section 5507 allotted a grant for home healthcare from 2010 to 2012. Also some of the Medicare cuts affect home health care.

Changing Jobs, Will Get 1099 instead of W2, Can I Get ObamaCare Coverage?


Your cost assistance amount as 1099-er is based on projected income for the upcoming year. Based on last years projections you qualify. Consider only taking part of the credit up-front if you are unsure as to what your income will be.

Obamacare Early Retirement, How Does the Law Help?


The Marketplace allows families to get lower costs making early retirement easier. To find out if you qualify for cost assistance you’ll look at your household Modified Adjusted Gross Income of you and your dependents. You’ll then compare that amount to the Federal Poverty Level.

Can I Have ObamaCare and Employer-Coverage?


If you are between jobs then you should get Marketplace coverage, or another private insurance, and then switch when you find employment. Having two policies rarely makes sense, and you won’t be eligible for cost assistance once your employer coverage starts. You can keep your Marketplace plan during your initial waiting period though.

Can I Remove Child Dental From My Plan?


If child dental is a standalone plan you simply stop paying to remove it. If it’s part of the plan, then you need to switch to a plan that doesn’t include child dental. Child dental has to be offered, but you don’t have to take it.

Am I eligible for Obamacare with my E2 Visa?


An E2 Visa does qualify you, Immigrants with temporary work and student visas (H-1B, E-2, F-1, J-1) qualify for the Marketplace, but not Medicaid.

Lost My Job, Do I Have to Sign Up For ObamaCare?


If you are laid off, or simply lose employer based coverage, you have a limited time to enroll in a Marketplace plan or COBRA if it’s offered. Learn more about Special Enrollment due to losing employer-sponsored coverage.

Why Do Tax Credits Seem Low?


When you apply for the Marketplace your cost assistance (including tax credits) is estimated based on the information you provide. They should check their application again.

ObamaCareFacts is a free informational site. It's privately owned, and is not owned, operated, or endorsed by the US federal government or state governments. Our contributors have over a decade of experience writing about health insurance. However, we do not offer professional official legal, tax, or medical advice. See: Legal Information and Cookie Policy. For more on our company, learn About ObamaCareFacts.com or Contact us.