I am being laid off in April 2015. My son and I are under the insurance with my job right now. I am looking for a job but if I don’t find one and sign up for Obama Care will I have to keep it if I find a job and have 2 insurances?


Answer

If you are between jobs then you should get Marketplace coverage, or another private insurance, and then switch when you find employment. Having two policies rarely makes sense, and you won't be eligible for cost assistance once your employer coverage starts. You can keep your Marketplace plan during your initial waiting period though.

If you lose your current employer coverage you can enroll in a Marketplace plan while you look for another job.

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