Questions

I have a question about insurance discrimination. The company I work for has well over 500 employees and is a union company. According to our contract, which we signed early in 2014 and I wasn’t aware of until recently, it states that: before our open enrollment period in October 2015 for the year 2016, we… Read More

Due to personal incidents I recently missed the enrollment period to add my newborn daughter to my work health insurance plan and have to wait until November to enroll her. I appealed and they still refused to let me add her. Obviously I can’t have my newborn without insurance for nearly a year. Is there… Read More

I am a single Mom who live in NJ with my four children. My total household income is about $60,000. I private pay for my insurance and my children recently lost their health insurance when their father lost his job in Nov ’14. I am frantically trying to obtain affordable health care for my 4… Read More

I sent in my exemption application and received it back for corrections, I sent the document back in November 2014 but I have not received my tax exemption number yet.

Is it true that doctors can only treat you for three different things on one visit. That’s what a doctor told me today when I went for a visit that because of obamacare they can only treat me for three different issues and that I would need to go another day and pay again for… Read More

My brother fell on March 1st of 2014 & now has a traumatic brain injury. He has disability insurance and has been in the hospital and rehab since his accident. Does his insurance have a cap under new Obama Care laws?

My husband and I have been on Obamacare for a year and would like to continue while I am still seeking work we saved money to continue while I am seeking work, my husband is retired but not collecting his until he reaches 62. California says we have to go on Medicaid please advise we would… Read More

Is there a limit to the amount of total income you can have to qualify for Obamacare and tax credits? And what constitutes income?

If a business has operations in multiple states operations in multiple states. You can choose between a few different approaches in regards to coverage.

Can you be denied Obamacare if you have not worked in 12 years and your only income is your deceased husband’s social security benefits of $1,200 per month? A family member in need of medical insurance in Florida was told she did not qualify for that reason. Is this true? Thank you.

When I go to a doctor, how much do I have to pay right away?  How much of the overall cost will come out of my pocket?

What if i still cant afford coverage under ObamaCare due to monthly bills, child support, etc. What do i do? Is there free insurance somewhere?

In Indiana everyone i talk to nurses, doctors, ect, say this health care doesn’t pay anything and copays are awful. I could retire now at 58 but don’t trust this health care due to all the people i’ve talked to,so what am i to do?

I signed up for Obamacare after my unemployment ran out and my health insurance (cobra) was nearing its end. I then got a job and got health insurance. Because I had Signed up for Obama care earlier will I have to worry about a penalty? My housemate also signed up for Obama care and has… Read More

If you don’t file taxes in the US, or you are living outside the US for more than 330 days in 12 months, you are automatically exempt.

Does an employee in Texas, under a TN visa (1 year ), with a private international health insurance, have to purchase health insurance through the insurance marketplace? Or does international medical insurance cover Obamacare requirement. If the international insurance cover there any tax or penalty that must be paid ? In your case , what requirement must… Read More

My daughter has worked 30 hours a week for a large company since Jan. 2014. She was not given health care coverage by the company so she has been buying insurance as an individual. I was told that beginning in Jan. 2015, a company is responsible for providing health care coverage for those working 30… Read More

Good morning. I currently make $3250 a month NET. After withholdings like Taxes, SS, Medicare etc, I receive $2632.08. Of that amount child support is automatically taken out in the amount of $1311.54 which is 50% of my current salary. I get the burden of paying taxes on the child support. I get that. What… Read More

My parents will be arriving to the US as legal permanent residents by the end of January 2015. The process for obtaining the green card and social security might take at least 3 weeks and therefore they will be missing the deadline (February 15) for the Obama care enrollment. Is there any way that they… Read More

My husband passed away on 12/26/2014 and has been on disability and social security since 2006, he had insurance through his work, but now they want to take me off and make me go through cobra which I can’t afford on his pension of 749.00 a month, how can I get on Obama care and… Read More

Is a free physical part of coverage?

Can I have more than one exchange plan? Can I pick one to cover charges that the other one will not?

If my spouse’s job offers insurance to but the rate is too high, do I qualify for Obama care? Our gross income is around $55,000 annually before taxes, but the insurance is $430 a month.  

If I have a standard annual physical as a man aged 53, am I charged for the lab work on my urine and blood drawn? Such as lab test for PSA for prostate cancer? Such as cholesterol testing? Is the only thing that is free the actual doctor physical exam? It is all part of… Read More