Is a free physical part of coverage?
You get one free annual preventive health (wellness visit) a year. Free of course meaning no cost sharing on plans.
Keep in mind, although you get a free wellness visit, only certain services are covered. Other services you get at your visit may be subject to cost sharing amounts as laid out on your plan. To see a list of services that are covered, see our page on preventive services.
If you are confused as to what services are covered, and you are worried about incurring additional costs, make sure to let your doctor know you want the visit to be your one free annual wellness visit and to let you know if you are requesting services that go beyond what would be covered.