My husband and I have been on Obamacare for a year and would like to continue while I am still seeking work we saved money to continue while I am seeking work, my husband is retired but not collecting his until he reaches 62.
California says we have to go on Medicaid please advise we would like to keep our Bluecross coverage.
If your income is below 138% of the Federal Poverty Level, and you live in a state that expanded Medicaid, you can't get cost assistance and must choose private insurance or Medicaid. Medicaid is a form of cost assistance, and typically it is cheaper and provides better coverage than low premium private Marketplace plans. So while the lack of choice may seem unfair, the value you'll get with Medicaid will almost always be better. You can choose a higher premium plan, but you won't get cost assistance. So keep that in mind.
The same thing works with Medicare. If you are eligible for Medicare, that is the only public cost assistance you can get.