Do I Need to Reapply for Medicaid During Open Enrollment Each Year?

Medicaid can require re-enrollment to prove you are still eligible. Contact your state Medicaid department. While you won’t have to re-enroll in Medicaid during open enrollment. You can re-apply or re-enroll at any time of the year. Usually you’ll be prompted to “re-prove” your eligibility.

Obamacare Early Retirement, How Does the Law Help?

The Marketplace allows families to get lower costs making early retirement easier. To find out if you qualify for cost assistance you’ll look at your household Modified Adjusted Gross Income of you and your dependents. You’ll then compare that amount to the Federal Poverty Level.

Hardship Exemptions Can Be There Own Hardship

My wife and I (retired, too much income for subsidies, not eligible for medicare etc) apparently qualify for exemptions because last year’s ‘grandfathered’ policy was cancelled and the cheapest bronze is in excess of 8% of our AGI/MAGI. finding someone at healthcare.gov or at the two insurance providers in our area who understood how to help… Read More

ObamaCare Replacement Plan: “CARE” Act Facts

Get the facts on the ObamaCare replacement plan by Burr, Hatch, and Upton: the Patient Choice, Affordability, Responsibility, and Empowerment (CARE) Act. Below we present a summary, some quick facts, a pros and cons chart, a complete section-by-section breakdown, and finally we compare the CARE Act proposal to ObamaCare. Keep in mind this is an older replacement… Read More

ObamaCare: 10 Million Strong and Growing

ObamaCare sign up numbers reach 10 million after a surge in Federal Marketplace enrollments. A February 2015 HHS report shows ObamaCare is working. Enrollment numbers have surpassed 10 million between the state and federal marketplaces. It also points out some other really cool and groundbreaking facts about the uninsured rate (updated with citations on March 18 2015)…. Read More

Adult dependent with No Insurance, Do I Owe the Fee?

Anyone you claim as a dependent is factored into the Shared Responsibility Payment. Being disabled and having no income, he should have qualified for Medicare or Medicaid, those would have counted as Minimum Essential Coverage and allowed you to avoid the fee.

How is MAGI Adjusted for Child Support for ObamaCare Subsidies?

Good morning. I currently make $3250 a month NET. After withholdings like Taxes, SS, Medicare etc, I receive $2632.08. Of that amount child support is automatically taken out in the amount of $1311.54 which is 50% of my current salary. I get the burden of paying taxes on the child support. I get that. What… Read More

Arkansas Medicaid Expansion Story

First my family of 4 applied for health insurance at the local health dept. I have a high deductible and still won’t see a doctor unless I am deathly ill. My mother is on social security and medicare. My is ex-husband( my son’s father) who has been in the household for 2 years has received… Read More

Is There Help for Dental and Vision?

I am currently 42 I’m on disability and have medicare however, this does not cover vision or dental. I am on some pretty heavy drugs and some off the side effects are decaying teeth, which I have been dealing with. I also need new glasses my vision is getting worse also. I don’t understand why it’s… Read More

Bernie Sanders For Universal Health Care

BernieCare = Bernie Sanders HealthCare Reform

Bernie Sanders counters the argument that full-time employment should be defined by 40 hours, by pointing out universal healthcare may be the solution. In general everyone agrees on the idea, but they don’t agree on how. In the meantime, the workweek remains at 30 hours under the ACA. Read an overview of Bernie Sander’s Single… Read More

Low Cost Health Insurance

Get the facts on low cost health insurance, how Medicaid and Marketplace subsidies can lower your costs, and how to get affordable coverage. Getting low cost health insurance is a little more complicated than just finding the right broker, picking the lowest premium plan, or general cost sharing amounts. It’s about understanding what cost assistance you… Read More

Should I Buy or Pay the Penalty?

I cannot afford health insurance. Alabama is not included in the discounted exchanges, so the premiums to get what I need are in excess of $400 a month. My husband is on disability, so has Medicare and Blue Advantage. Since he’s covered and I’m not, would his income, out of which we’re already paying premiums,… Read More

What Options Does ObamaCare Someone With No Income?

I recently applied for coverage for a friend of mine who is unemployed, and is on food stamps for help with food. He doesn’t qualify for Medicaid or Medicare. So we went through our local market place for the health insurance. This is where I was appalled at what I have seen. The lowest choice for… Read More

ObamaCare Deficit and Debt

ObamaCare decreases the deficit and debt with cost controlling provisions and taxes, but subsidies, protections, and healthcare spending may result in more debt over the long term if no further changes are made. UPDATE 2019: This page was created in 2015, numbers have been revised since this was written. So the logic remains the same, but the specific numbers need to… Read More

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