I enrolled for molina insurance for the 2015 year was told my doctor took this insurance, but he does not. How do I go about switching it before the Feb 15th deadline. I paid molina for Jan.

I would like to switch back to select health value.


Switching plans is easy, during Open Enrollment simply enroll in a new plan through the Marketplace. If you miss open enrollment and qualify for Special Enrollment you can switch plans as well.

The only thing to be aware of is the start and end dates. By switching plans you'l miss out on cost sharing paid under that plan for that policy period. Plans you enroll in before the 15th start on the 1st of the next month, after you pay your premium. Once the next plan starts, the old one ends. But make sure to double check start and end dates to avoid coverage gaps.

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