What is the Income Limit for Exemption from ObamaCare?

My father-in-law’s income is $5000 per year. Is he exempt from the penalty? He is a new Green card holder and currently has travel insurance.
Both, my mother-in-law and father-in-law have Green cards but will be traveling back and forth to India every few months for the next two years until they permanently settle in the US. They have to close up their homes and bank accounts there in order to make the permanent transition to the US. Is it ok that they have travel insurance over the next two years for their intermittent travels here or do they need to have the minimal insurance coverage here? As I said previously, their income here is minimal.

Leave a comment

We'll never share your email with anyone else.

1 2 3 4 5

This site uses Akismet to reduce spam. Learn how your comment data is processed.

I make $18500 yearly.if I apply will they give me options for insurance plans for which I might have to pay a monthly premium or will they tell me i qualify for Medicaid ..I’m single no kids


Qualifying is based on a few things. 1. federal poverty level vs. income, 2. family size, 3. your state.

If you live in a state that expanded Medicaid, then your family size and income that you listed would qualify you for the marketplace, but not Medicaid (the cutoff for 2018 is 16753.20, the cutoff for 2019 might be slightly higher, but not at your income).

That said, at your income you should have access to very reasonably priced coverage via the marketplace and cost assistance subsidies.


1. you should go to healthcare.gov and find a plan with cost assistance (call if you need help).
2. If you want to know more about the poverty level, see this article: https://obamacarefacts.com/federal-poverty-level/

ObamaCareFacts is a free informational site. It's privately owned, and is not owned, operated, or endorsed by the US federal government or state governments. Our contributors have over a decade of experience writing about health insurance. However, we do not offer professional official legal, tax, or medical advice. See: Legal Information and Cookie Policy. For more on our company, learn About ObamaCareFacts.com or Contact us.