Premiums Up For 2017, But Many Get a Plan for $100 or Less
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Although health insurance premiums are up 22% on average for 2017, but many can get a plan for a $100 or less through healthcare.gov.
ObamaCare Cost Assistance For 2017 Plans
Updated Cost Assistance Information for 2017 For 2017, shoppers can get three types of health insurance cost assistance under the ACA: Premium Tax Credits, Cost Sharing Reduction Subsides, and Medicaid/CHIP. Below is updated cost assistance information for 2017 plans, including all plans purchased during 2017 open enrollment Nov 1. 2016 – Jan. 31. 2017. TIP: Seniors… Read More
ObamaCare Fee 2017
The Individual Mandate Fee for 2017: Not Having Health Insurance in 2017 Although the 2017 ObamaCare fee isn’t published yet, we can look at the 2016 fees to get a rough estimate of the penalty for not having health insurance in 2017. “For 2016 the annual fee for not having insurance was $695 per adult and $347.50 per child… Read More
Non-auto Pay Insurance Should be a 1-Year Contract – Story
I think that health insurance should be a 1-year contract. It’s strange that we can’t sign up for another plan when all we do is give them lots of money and haven’t asked for much in return!
States Who Embraced the ACA are Having more Success
Starving the Beast and HealthCare Reform Although it won’t come as a surprise to many, it is worth noting: States who embraced the ACA’s main coverage provisions (especially Medicaid expansion) are having more success. This is to say, the states that rejected Medicaid expansion for their poorest (19 or the 20 states who rejected Medicaid expansion are… Read More
ObamaCare News Archives 2012 – 2014
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More
Is Obamacare Mandatory for Everyone?
Does Everyone Have to Get Coverage Under the Affordable Care Act? As of 2019 ObamaCare is optional, not mandatory. There is no requirement to get coverage or fee for not having coverage under In most states. With that said, you’ll have to shop for coverage during open enrollment unless you qualify for special enrollment and… Read More
Blue Cross Blue Shield Retroactively Cancelled my Insurance
We have seen an influx people who claim that BCBS has cancelled their insurance with little or no prior notice due to billing errors. If this has happened to you share your story below.
Cancelled for Payment!
In 2014 we enrolled in Obamacare after my husband lost his job when diagnosed with epilepsy. We send in our premium on, got our cards and although the premium was much higher than we ever anticipated, we thought we were all good. Month 2 – sent our premium in and rec’d a full refund saying… Read More
Health Insurance Cancellation Reform for Non-Payment
Health Insurance Cancellation Reform – Prohibition on Rescissions for Non-Payment in the Individual and Family Market. Below is a proposed solution to the problem of health insurance cancellations for non-payment. If your health plan has been dropped due to non-payment, please share your story here. The problem: Despite the fact that the ACA has done a lot to crack… Read More
How to Explain Obamacare to the Average Person Upset With Costs
Explaining ObamaCare to the average person who is upset with costs is really hard, but an honest approach sends the right message.
TrumpCare Explained
What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More
How to Enroll in a Plan at the Last Minute
Here is a quick guide for enrolling in Healthcare.Gov coverage at the last moment.
HHS 2016 Marketplace Facts Sheet on ObamaCare
Below is the HHS 2016 marketplace facts sheet on ObamaCare provided by CMS.gov. There lots of interesting facts in here including new updates on percentages of existing customers who can get plans for less than $100 or $75 (this goes hand-in-hand with the 1 in 6 non-marketplace customers who qualified for plans of $100… Read More
Laid off, Pregnant, ObamaCare Saved Me and My Unborn Son – Story
Thank you so much to our wonderful President and the all who have contributed to this act. It absolutely has saved the lives of me and my unborn son.
9.9 Million Still Enrolled and Paid Says September 2015 Report
According to CMS 9.9 million are enrolled and paid for Marketplace coverage. This is on track with the HHS estimate of 9.1 million for the end of 2015 and the CBO’s previous estimate of an average of 12 million for the year.
Health Plan Options for College Students
College students have a number of health plan options including the Marketplace, Medicaid, school health plans, catastrophic plans, and their parents plan. Below we take a look at student health options under the Affordable Care Act (ObamaCare). FACT: A university health plan counts as Minimum Essential Coverage for ObamaCare if it’s fully insured or self insured. Aside… Read More
How to Cancel an ObamaCare Plan?
On this page we walk you through steps to canceling an ObamaCare plan (a plan purchased on the Health Insurance Marketplace) and canceling Medicaid and CHIP. We also go over some important advice to consider before you cancel. Read the advice below or simply go to HealthCare.Gov to begin the cancellation process. You can cancel by… Read More
Can I Use Marketplace if Cheapest Plan For Me Is More than 9.56% MAGI?
If the cheapest employer plan available to you is 9.56% of MAGI for self only coverage you can get ObamaCare’s cost assistance.
Supreme Court Upholds Subsidies
On June 25th the supreme court upheld ObamaCare’s subsidies in King V Burwell ruling 6-3. Millions will keep their legal HealthCare.Gov subsidies
Should I Drop ObamaCare When I Get Employer Health Insurance?
If you get a job that offers health insurance you’ll want to drop your ObamaCare cost assistance and most likely want to switch to the employer plan.
The Guy From South Carolina Who Didn’t Get ObamaCare
Last week a story went viral about a guy in South Carolina who didn’t get ObamaCare and ended up needing it.
I Owe the Penalty, Can I Get Coverage?
You have until April 30, 2015 to enroll in a Marketplace plan if you don’t have coverage and would owe the fee from 2014.
Does Owning a Home Affect ObamaCare?
Owning a home and other assets don’t affect ObamaCare subsidies or Medicaid. Those are both based on household income.
What State Do I Enroll in if Moving?
When you move you’ll switch your coverage at that point using special enrollment, don’t enroll in the new state until you are ready to move.