Starving the Beast and HealthCare Reform Although it won’t come as a surprise to many, it is worth noting: States who embraced the ACA’s main coverage provisions (especially Medicaid expansion) are having more success. This is to say, the states that rejected Medicaid expansion for their poorest (19 or the 20 states who rejected Medicaid expansion are… Read More
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More
Does Everyone Have to Get Coverage Under the Affordable Care Act? As of 2019 ObamaCare is optional, not mandatory. There is no requirement to get coverage or fee for not having coverage under In most states. With that said, you’ll have to shop for coverage during open enrollment unless you qualify for special enrollment and… Read More
We have seen an influx people who claim that BCBS has cancelled their insurance with little or no prior notice due to billing errors. If this has happened to you share your story below.
In 2014 we enrolled in Obamacare after my husband lost his job when diagnosed with epilepsy. We send in our premium on, got our cards and although the premium was much higher than we ever anticipated, we thought we were all good. Month 2 – sent our premium in and rec’d a full refund saying… Read More
Health Insurance Cancellation Reform – Prohibition on Rescissions for Non-Payment in the Individual and Family Market. Below is a proposed solution to the problem of health insurance cancellations for non-payment. If your health plan has been dropped due to non-payment, please share your story here. The problem: Despite the fact that the ACA has done a lot to crack… Read More
Explaining ObamaCare to the average person who is upset with costs is really hard, but an honest approach sends the right message.
What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More
Here is a quick guide for enrolling in Healthcare.Gov coverage at the last moment.
Below is the HHS 2016 marketplace facts sheet on ObamaCare provided by CMS.gov. There lots of interesting facts in here including new updates on percentages of existing customers who can get plans for less than $100 or $75 (this goes hand-in-hand with the 1 in 6 non-marketplace customers who qualified for plans of $100… Read More
Thank you so much to our wonderful President and the all who have contributed to this act. It absolutely has saved the lives of me and my unborn son.
According to CMS 9.9 million are enrolled and paid for Marketplace coverage. This is on track with the HHS estimate of 9.1 million for the end of 2015 and the CBO’s previous estimate of an average of 12 million for the year.
College students have a number of health plan options including the Marketplace, Medicaid, school health plans, catastrophic plans, and their parents plan. Below we take a look at student health options under the Affordable Care Act (ObamaCare). FACT: A university health plan counts as Minimum Essential Coverage for ObamaCare if it’s fully insured or self insured. Aside… Read More
On this page we walk you through steps to canceling an ObamaCare plan (a plan purchased on the Health Insurance Marketplace) and canceling Medicaid and CHIP. We also go over some important advice to consider before you cancel. Read the advice below or simply go to HealthCare.Gov to begin the cancellation process. You can cancel by… Read More
If the cheapest employer plan available to you is 9.56% of MAGI for self only coverage you can get ObamaCare’s cost assistance.
On June 25th the supreme court upheld ObamaCare’s subsidies in King V Burwell ruling 6-3. Millions will keep their legal HealthCare.Gov subsidies
If you get a job that offers health insurance you’ll want to drop your ObamaCare cost assistance and most likely want to switch to the employer plan.
Last week a story went viral about a guy in South Carolina who didn’t get ObamaCare and ended up needing it.
You have until April 30, 2015 to enroll in a Marketplace plan if you don’t have coverage and would owe the fee from 2014.
Owning a home and other assets don’t affect ObamaCare subsidies or Medicaid. Those are both based on household income.
When you move you’ll switch your coverage at that point using special enrollment, don’t enroll in the new state until you are ready to move.
Here are some last minute tax tips for ObamaCare about claiming tax credits, claiming exemptions, using your 1095-A form, and filing for extensions.
Under the Affordable Care Act (ObamaCare) the uninsured rate dropped to 11.9% for Q1 of 2015. This is down about 1% from last quarter and 5.2% since 2013.
My families health Insurance thru HEALTHCARE MARKETPLACE: BC/BS of NC has been Fraudulently CANCELLED by the Licensed Independent Agent that originally set it up in May of 2014. Background information: I contacted a recommended Authorized Licensed Agent in May of 2014 to see if my family would qualify for insurance thru the Healthcare Marketplace. We… Read More
A recap of Jan 2015 – April 2015 on ObamaCare’s tax forms, special enrollment periods, Rand, Cruz, Medicaid expansion, King V Burwell, signups, and more.