Did BCBS Cancel Your Plan Mid Year? Share Your Story and Let Them Know it is Not OK to Leave Hardworking Americans Without Coverage.
We have seen an influx people who claim that BCBS has cancelled their insurance with little or no prior notice due to billing errors. If this has happened to you share your story below. Details welcome.
You sharing your story will help us to understand if this issue is related to a specific region, a specific insurer, or is an overarching problem. It seems to have started last month or so and has ramped up in the past week.
We are currently suggesting a reform for 12-month continuous enrollment (which would solve issues related to rescission due to non-payment and open enrollment).
In today’s market a plan drop for non-payment means no coverage for the rest of the year and owing the fee. Even though people have appeal rights, they don’t understand them, and statistically this will still result in plan drops for no reason. This is not acceptable to me, and I know it isn’t to our readers who struggled to pay their premium for half the year only to be dropped through a loophole and left without coverage for the family and the fee.
We have seen far too many comments saying the same thing recently, its time to spread awareness and take action.
The first step, let’s collect some stories. Post your experience with ObamaCare and BCBS (or another insurer who has falsely dropped you from your health plan) below.
Example Stories from Our Readers:
- That’s horrible! The mistake I made, according to BCBS, was sign up with the healthcare marketplace. They will feed every excuse in the book, they are never held accountable but be a minute late on payments or encounter a clerical error and they drop you like a hot potato. At some point, they need to give back instead of take everything.
- I was cancelled without any notice. I made a payment on 4/6/ 2016 ad Pressure and had not received a bill and called and found out that my policy had been cancelled without any notification. I have High Blood pressure and and am on medication. I have been with BCBS for a long time and do not understand why I was not notified. When I made my last payment by phone I asked how much I owed and made the payment. Now I am uninsured and out of my payments that I made after receiving 3 different cards from BCBS with my plan changing without my permission. All different Plans. I fell like I have a law suit here as I am uninsured and will have to find other insurance. It will be hard to do as I have been cancelled without notice.
- Yes, our overall medical premiums increased $65/ month when my husband went on Medicare. However, we are still paying almost a third of what we had to pay per month before Obamacare. As self employed people, our insurance premiums were financially crushing us. Also, before Obamacare, BCBS routinely denied coverage of care clearly covered by the policy, and was consistently miserable to deal with. Obamacare is far from ideal, but the system pre Obamacare was leaving far too many uninsured and causing medical bankruptcies. I think my husband’s income should still count when he switched to Medicare because it is still family income! Hopefully, Obamacare will improve, but I greatly prefer the level of “screwing” I get from Obamacare over the absolute insanity and massive “screwing” of the previous system.
… This goes on, and on, and on… but you get the gist. People with money in the bank get dropped via a billing loophole and have no recourse, meanwhile the IRS get their check via the fee and the insurer gets to take the money and run, all while the middle class family is hung out to dry. This can not and should not go on.