TED Scruz Obama Care Affiliation – Story


Ted Cruz Receives Taxpayer Subsidized Health Insurance Ted Cruz became the GOP spokesperson for the 16-day Government shutdown over ObamaCare. One of his main criticisms of the law is it’s cost to taxpayers, specifically due to subsidies offered to low-to-middle income Americans and the fact that large employers will have to offer coverage to full-time… Read More

Discriminatory Treatment of Employee Hours – Story

Sunmitted by family member. Employee has worked “part time” 40 hours a week for Kroger Fuel Center for more than three years. Their Full-line (grocery employees) are considered “full-time” if they work more than 20hrs a week, including their store managers. The “full-time” employees are offered the equivalent of a Silver plan on the marketplace…. Read More

ObamaCare Risk Corridors

ObamaCare created “risk corridors” to spread the risk of taking on the uninsured between insurers and taxpayers. The profitable insurers pay in each year, the unprofitable one’s take money out, the government puts a little money in the pot, and everyone except the GOP is happy. Essentially risk corridors work like this: Risk corridors keep the price of… Read More

Regístrese a ObamaCare: Plazo para el registro a ObamaCare

Cómo Registrarse para tener Seguro Médico bajo la Ley de Cuidados de la Salud Asequibles (Affordable Care Act) Para registrarse a ObamaCare encuentre el mercado de seguros de su estado, regístrese e inscríbase. Realice su registro para ObamaCare durante el registro abierto. Las instrucciones para registrarse, los detalles sobre cuotas, excepciones, periodos de registro e inscripción, e… Read More

Subsidios de ObamaCare

Subsidios de ObamaCare en el Mercado de Seguros Médicos de su Estado Los subsidios de ObamaCare pueden ahorrarle dinero en sus primas y pagos adicionales. Los subsidios de ObamaCare solo están disponibles a través del Mercado de seguros, veamos que son los subsidios, cómo funcionan y cómo los puede aplicar para lograr un seguro médico… Read More

Health Plan Options for College Students

College students have a number of health plan options including the Marketplace, Medicaid, school health plans, catastrophic plans, and their parents plan. Below we take a look at student health options under the Affordable Care Act (ObamaCare). FACT: A university health plan counts as Minimum Essential Coverage for ObamaCare if it’s fully insured or self insured. Aside… Read More

Household Size and Income, Coverage and Tax Family

How to Understand Household Income, Family Size, Tax Family, and Coverage Family for ObamaCare Cost Assistance For ObamaCare, your “household” is your “tax family” (head of household, spouse, and tax dependents). Cost assistance is based on household income and size, the people who share a plan are called a “coverage family.” With this in mind, Household… Read More

How Before-Tax and After-Tax Contributions Affect Subsides

How IRA’s and HSAs work with the ACA Before-tax and tax deductible contributions (like to a traditional IRA) lower MAGI and increase subsidies. After-tax contributions lower MAGI on withdrawal (like the Roth IRA). HSA’s are tax free in and tax free out, which make them especially cool. This is generally true for ObamaCare’s tax credits… Read More

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