Rise in Health Care Coverage and Affordablity
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A 2015 report from the Commonwealth Fund shows a rise in health care coverage and affordability since ObamaCare was enacted.
Marketplace #GetCovered Story
Alicia, 39, and Rusk, 37, have been married for 14 years, and have two sons, 11 and 7. Alicia, a former teacher, and Rusk, who owns an auto repair shop, did not have health insurance until the Health Insurance Marketplace opened last year. The 2015 premium for Rusk and Alicia is $373 a month, much… Read More
ACA Helped Reduce Private Health Care Premiums
ACA has helped me reduce my private health care premiums, no doubt. However, apparently ACA has established a standard Summary of Benefits document that all health care insurers must use to allow fair comparisons to potential enrollees. ACA does not, however require health care insurers to disclose plan documents prior to enrollment – according to… Read More
60 Minutes ObamaCare
Get the Facts on the 60 minutes report on ObamaCare “Dissecting ObamaCare” featuring Steven Brill author of “America’s Bitter Pill.” We fact-check the video. Watch the full of the 60 Minutes ObamaCare video. First fact-check, it’s only 13:19 minutes long, not 60:00. CBS intended each of its segments to run for approximately 15 minutes and… Read More
Renew Your Health Plan During Open Enrollment
If your state didn’t offer auto-renew, or you don’t have confirmation your plan auto-renewed. You have until the end of open enrollment each year to get covered.
Supreme Court Rejects ObamaCare Lawsuit
The Supreme Court rejected the latest challenge to ObamaCare, an appeal by the Association of American Physicians and Surgeons and the Alliance for Natural Health USA. The appeal challenged the Shared Responsibility Provision of the Affordable Care Act, the part that requires folks to obtain and maintain coverage or pay a fee. Although this particular… Read More
CommonWealth: State Trends in Employer Coverage
State Trends in the Cost of Employer Health Insurance Coverage, 2003–2013 The new January 2015 Commonwealth Fund healthcare report shows the ACA is the only thing curbing health insurance costs, which are rising faster than income. The report is long, but the point is short, employer-sponsored health Insurance costs (particularly premiums and deductibles) have been rising… Read More
Save American Workers Act Passes House
The Save American Workers Act of 2015 passed the House, but the Obama Administration won’t let it see the light of day. The Save American Workers Act of 2015 seeks to change the definition of full-time hours to 40 or more, meaning less employers would have to cover employees. While this decreases incentive to cut employee… Read More
Understanding ObamaCare’s Enrollment Numbers
ObamaCare enrollments can be looked at in a few ways: current Marketplace enrollments, current insured under the ACA, and total average insured for the calendar year. Depending on how we are looking at the numbers, and what other factors we take into account, the answer to, “how many people enrolled in ObamaCare” changes. For instance… Read More
Open Enrollment Week 7: December 27, 2014 – January 2, 2015
The original HHS report can be found here. Below is the contents of that report. “Since Open Enrollment began on November 15, nearly 6.6 million consumers selected a plan or were automatically re-enrolled in the Federally Facilitated Marketplace (FFM). The Week 7 snapshot includes the New Year’s holiday; consumers continued to shop and select the… Read More
Unaffordable Coverage Option Story With Solutions
Obamacare is about to ruin my life. I now work 40 hours per week for an employer who has more than 50 full time employees, although many employees were cut back to 30 hours due to the ACA. I escaped that misery. But the law is still set to have a horrible impact on my… Read More
Should I Get Health Insurance?
Having Health Insurance means you are covered in an emergency. Not getting coverage could result in big fees for those who wait until taxes are due. Obtaining and maintaining health insurance isn’t just about avoiding a fee, it’s about taking responsibility for your health, knowing you have coverage when you need it, and avoiding the devastating… Read More
ObamaCare Enrollment Numbers Dec 20 – Dec 26 2014
About 6.5 million people enrolled in a plan through HealthCare.Gov since the start of open enrollment for 2015. This includes about 6.4 million renewals, auto-renewals, and 1.9 million signups through Nov 15 – Dec 19 and about 96,000 enrollments for Dec 20 – Dec 26. These numbers don’t include enrollments from the 14 state’s who don’t… Read More
Losing Coverage Outside of Open Enrollment
This is horrible! i hate obama care! My 7 children and I had healthcare but my husband changed jobs and one messed up the timing to get him insurance. So what do we pay 1% for him not having insurance!? we all suffer! he never even needed a dr. all year! How stupid! Government is… Read More
ObamaCare Enrollment Numbers Nov 15 – Dec 19 2014
6.4 million people enrolled in ObamaCare’s Health Insurance Marketplace between Nov 15-Dec 19 2014 including 4.5 million renewals and 1.9 million new signups. Let’s take a look at a few facts about enrollments to help you better understand these sign-ups and the December HHS enrollment numbers report! These enrollments don’t count the 14 state’s using their… Read More
Not Eligible For the Marketplace?
I am not eligible for the exchange because my income (according to who?) is too high @ 42k. My regular catastrophic @ $6000 deductible has increase$140%. I can no longer afford to pay for any health insurance. How ever I pay through my taxes for all other people to have low cost or no cost… Read More
The ACA From the Perspective of a Nurse
I am a registered nurse who works for a health insurance company and I grew up in a low-income home, so I see it from more than 1 angle. My mother who is 54yrs old and works part time would not have healthcare or be concerned with it if not for Obamacare. The only time… Read More
The Medicaid Gap
Obamacare gives the Insurance companies carte blanche for EXTORTION (already a MAJOR problem–people would have insurance IF they could afford it.) Husband and I were both professionals, RN and Chemical Engineer. At age 60, due to military cutbacks he lost his job. You don’t get another job at 60 in this economy. So we were… Read More
Losing Insurance and Open Enrollment
I had insurance for years, although I very rarely used it. Because the monthly payment was an ‘e-payment’ that was subtracted directly from my account, and because I could count the number of times I used the insurance in five years on one hand with three fingers left over, I was not aware that ObamaCare… Read More
Medicaid Expansion Story
Im 59 years old And i have been working every since i was 12 years old i had started a small business to help people in the community who couldnt afford to take thair vehicle to the shop i woyld even come to them where thay broke down at weel one night when i was… Read More
Policy Periods and ObamaCare
With ObamaCare deadlines for open enrollment approaching, it’s important to think about health insurance policy periods. Here are some key facts to help you understand why getting covered during open enrollment isn’t just about avoiding the fee, it’s about value. Your health insurance deductible (the amount you have to pay for covered in-network services before coinsurance kicks in)… Read More
Only Sign Up For ObamaCare at Trusted Sites
I have health insurance which keeps going up. They blame the increases on Obama Care. So I went online six months ago to apply for Oboma Care to see what the rates would be. I went throught the whole process and when I hit “submit”; it said I couldn’t apply till the end of the… Read More
Last Day to Get Coverage for Jan 1st
December 15th is the last day to get a health plan that starts by January 1st. The 15th is also the last day to verify your plan and information for the 1st. Visit HealthCare.Gov or find your state’s Health Insurance Marketplace and enroll in a plan by December 15th. This general rule applies for private… Read More
Denied ObamaCare For Pre-existing Conditions
According to Obama you are not supposed to be denied coverage for existing conditions. However, I have tried to enroll 3 times in one day and 3 times the day before and each time my daughter is not on the acceptance form. My daughter is currently on medication for bipolar disorder, anxiety, ADD and depression…. Read More
Five Days Left to Get Covered for Jan 1st, 2015
If you have a marketplace plan from last year, or just want coverage that will start by Jan 1, 2015, you’ll need to go to HealthCare.Gov by Dec 15, 2014. It’s open enrollment and that means the Health Insurance Marketplace is open for business. Here are your open enrollment options. • If you have a plan… Read More