Obamacare gives the Insurance companies carte blanche for EXTORTION (already a MAJOR problem–people would have insurance IF they could afford it.) Husband and I were both professionals, RN and Chemical Engineer. At age 60, due to military cutbacks he lost his job. You don’t get another job at 60 in this economy. So we were without insurance. As much as I fumed and screamed–we had to sign up for ObamaCare. The premiums for the govt. was 1425.00 per MONTH, of which we paid only 110.00 (Sounds good so far, right?)
Except—we RARELY go to doc, and it wouldn’t even pay for a 200.00 lab fee, and of course deductibles are through the roof. So ALL real medical care is out of pocket.
This year we were told we make too LITTLE (His unemployment, of course is gone for this year), that we qualified for Medicaid—except–we make too MUCH (818.00 per MONTH, my SS) for Medicaid. So without the “tax credit”–our premium jumped from 110 to 1425. REALLY AFFORDABLE HEALTH CARE —– YEAH!!!
Now we went without vacations and scrimped and saved for retirement—but at 1425.00 between the 5 years from lay off till Medicare we would go through $150,000.00 of our savings just in premiums alone, and it still would NOT PAY a dime unless it was catastrophic (we’re in good health).
So for the first time in our adult lives we are without insurance. SInce we would be paying ALL our expenses (never reaching the deductible) just WHOSE Medical Bill AM I PAYING?!! Not mine!
So Obamacare is NOT AFFORDABLE. It does NOT Help. It is just another way to make an already malevolent system (Insurance Companies) an extorting evil—so put me in jail and feed my fat tail–I can not AFFORD the AFFORDABLE HEALTH CARE ACT–and if I did pay the cost for my USELESS Insurance, I would be out in the cold, homeless–and you know what—Washington DC and all their minions are NOT WORTH what we have worked hard for.
So .. . like many others (MANY others! in our area where the median wage is 27,000/year)—I guess we’ll just have to break the law. Because we can not afford to let insurance break us! As an RN, I screamed then and now—GET GOVT. OUT OF MEDICINE, they only SCREW IT UP, like EVERYTHING else they touch!
– Vicki from Virgina