If you are a US citizen, living in the united states, then you have to have coverage and your dependents do too.
If however you spend more than 330 days in a row outside of the US, then you don’t have to have coverage.
You can go less than three full months without coverage. If you miss more time, but do get covered, only the first two months are exempt.
As a self-employed business owner you not only qualify for tax credits but can also deduct 100% of premiums for dental and vision helping to lower your MAGI.
You will want to take exemption CODE “G” for not having coverage during open enrollment. CODE “B” is for a short coverage gap of less than 3 months. CODE “G” covers you as long as you applied during open enrollment and then enrolled in a Marketplace plan.
Under ObamaCare when a child turns 26, and loses family plan coverage, it triggers a 120 day Special Enrollment Period. This is true for employer family plans and private ones.
Demand may outpace supply in the short-term, “supply” (ie healthcare jobs) is expected to meet demand. In the meantime healthcare costs are keep down by new cost curbing provisions and insurer regulations, while new taxes on the industry bring in additional revenue used to keep consumer costs low via subsidies.
If no one is claiming you as a dependent then you can get Medicaid (if your state expanded) or may be able to get coverage through college.
An employer can offer health coverage to part-time workers, but employers aren’t required to. Tax Credits can be used to lower the employers premium costs for both full-time or part-time.
Under ObamaCare, the parent who claims the children is both in charge of getting them covered and is the one eligible for a tax credit.
Simply signing up for the Marketplace triggers a Special Enrollment Period allowing you a short window to enroll (even after the open enrollment deadline).
If you know you are going to lose coverage for any other reason then non-payment, you can simply wait until you lose coverage to enroll.
Whether you have Marketplace coverage, Medicaid, CHIP, or another coverage type you’ll need to verify your enrollment every year. Some ObamaCare plans re-enroll automatically, some don’t.
Under ObamaCare when a child turns 26 it triggers a 120 day special enrollment period, assuming the child is losing a coverage at that point. That period starts 60 days before they turn 26 allowing them to enroll in a plan that will start when the old one ends.
Under ObamaCare everyone who can afford to needs to get coverage or an exemption, or pay a fee. This is part of our Shared Responsibility for HealthCare. It ensures that everyone can get care when they need it and helps to prevent an economic health care crisis.
Your child can get a university plan, stay on your plan, get a Marketplace plan, or qualify for Medicaid. The option you choose will depend upon income, what state they live in, and whether or not you claim them as a dependent.
To enroll in ObamaCare you have to live in the US. That means you need to file taxes here and have a residence. You would use that residence. If you are moving back to the US, when you move it will trigger a Special Enrollment Period. You can use the new address to enroll.
You can get coverage through CHIP, the Children’s Health Insurance Program. CHIP offers free-or-low-cost child-only coverage.
ObamaCare plans only cover claims for covered benefits that occur while you are holding your policy.
You don’t have access to employer based coverage, so you’ll need to have your employer fill out a employer coverage tool. You should be able to enroll in a Marketplace plan
If you have been laid off you can get coverage during Open Enrollment or you can enroll during Special Enrollment when your employer plan ends.
Retiree coverage counts as Minimum Essential Coverage, so you won’t owe the fee. For your employer, they have to offer you coverage if you are full-time
Whether you have a plan or not, you should update your Marketplace application each year. Cost assistance eligibility and plans change each year.
If you live in the United States (considered a resident for tax purposes), but not living in the country year round, you can still get a health insurance plan.
You can get a Health Insurance Marketplace plan during open enrollment and keep it until the next enrollment period. Outside of open enrollment you can also look into Special Enrollment Periods
All children, in general, are eligible for coverage through their state’s CHIP (Children Health Insurance Program). This is even even true in state’s like Idaho