I’ve just been laid off from my employment of 15 years, and my severance package will expire in March 2015. How do I find out if I qualify for Obamacare coverage for my children and myself?

I am also going through a divorce process – however my spouse does not provide any coverage for us. What is the minimum required insurance coverage(s) that I will need to obtain – medical, dental, vision, life, child life, etc…?

Lastly, what is the timeframe of which I must obtain this coverage by, in order to remain compliant with federal (and state, if applicable) regulations?


Answer

If you have been laid off you can get coverage during Open Enrollment (Nov 15 - Feb 15) or you can enroll during Special Enrollment when your employer plan ends.

During these enrollment periods almost all your major medical coverage options will count as Minimum Essential Coverage.

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Tina Bell on

I have been laid off and we can’t afford insurance through my husbands company to cover me.

ObamaCareFacts.com on

You should look into exemptions for affordability on employer so you can use the Marketplace.