Hello from Hong Kong. My family has been living in Hong Kong for past 3 years. Health insurance is bad here and my wife has doctors she trusts more in NYC where we used to live.
Can we apply for coverage just for my wife so she can use her doctors and be covered? If so, what is covered? Thanks for update of more details and costs as I understand sign up deadline is this weekend.
If you live in the United States (considered a resident for tax purposes), but not living in the country year round, you can still get a health insurance plan. However you won't owe the fee if you don't.
U.S. citizens living in a foreign country for at least 330 days of a 12-month period are not required to get health insurance coverage for that 12-month period. If you're uninsured and living abroad under this definition, you don't have to pay the fee that other uninsured U.S. citizens may have to pay.
Generally, health insurance coverage in the Marketplace covers health care provided by doctors, hospitals, and other providers within the United States. If you're living abroad, it's important to know this before you consider buying Marketplace insurance.