I am currently pregnant with my first child and am still covered by my parents’ insurance as I am not 26 yet. I live in Idaho, they live in California. Neither my husband or I have insurance through work, he has insurance through blueshield.

Through my parents’ insurance, I am covered through the birthing process however my child is not because it’s my child, not my parent’s.

We don’t have the money to be able to pay out of pocket for what goes into a birth.

What are we supposed to do? Was this even considered when ObamaCare was passed?


Answer

All children, in general, are eligible for coverage through their state's CHIP (Children Health Insurance Program). This is even even true in state's like Idaho who haven't embraced Medicaid expansion.

Call your state Medicaid office. In Idaho call 1-877-456-1233

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