I was in the hospital in January 3rd 2015, and returned three days later. I also have medical bills from the past two years. Will obamacare cover all of those?


Answer

ObamaCare plans only cover claims for covered benefits that occur while you are holding your policy. If you accrued these bills outside of the policy then they won't be covered. There are many local charities in most regions that help people out with unaffordable medical bills.

Also there is an exemption for folks who had unaffordable medical bills.

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Gaye Walter on

I was just taken to the hospital by ambulance. After my stay we received a bill for $40,000. Obama care did not cover. ZOBQMA CARE IS A JOKE. I do not know how we will be able to come up with $40,000 bill.
Obama mislead the American public that they wold cover the majority.of bills. ZI TOLD MY HUSBAND TO UST LET ME DIE. We can’t afford paying the 40000 that we owe. PLEASE DO NOT THINK OBAMA CARE Wil cover the majority of hospital bils. It came down to should I live or pay the $40,000 bill. We are middle-class, paying all bills and doing what we duento be good citizens. Not asking for help and paying all bills. We do not ask for help. We belived in Obama Care. It is a joke. Obama is a piece of shit making people belive that Obama care would be a great insurance. Aldo, my husband asked for a divorce so that I would declare bankruptcy. We both lost our jobs and thought Obama care would take care of u

ObamaCareFacts.com on

You should be double checking your plans contract. All ACA compliant plans cover emergency services for at least the cost sharing amount up to the out-of-pocket maximum. So that is the first red flag. How could an emergency service to be subject to the essential benefits and rules on cost sharing? This doesn’t make sense? It would help if you explained the situation more for the reader, but for you personally you must appeal this and take another look at the plan to better understand what is happening.

Sheryl on

I paid for Obamacare for part of 2015 and also paid for dental insurance that was supposed to cover a teeth cleaning. Now it is over 1-1/2 years later and this is still unpaid. Now I am getting collection notices. WHEN WILL THE MONEY I PAID FOR DENTAL INSURANCE BE POSTED AND THE BILLS PAID????????????? WHEN??? WHEN??? I CAN’T BELIEVE I NOW HAVE TO PAY PENALTIES FOR NOT HAVING THIS INSURANCE **AND** PAST DUE BILLS THAT SHOULD HAVE BEEN PAID WHEN I DID HAVE IT. I AM CALLING YOU NOW AND AFTER BEING ON HOLD FOREVER, GET SHOT OVER TO A SURVEY AND CUT OFF. NOW I AM ATTEMPTING TO CALL YOU YET AGAIN. FOR THIS YEAR’S PRESIDENTIAL ELECTION I WILL NOT BE VOTING **FOR** ANYONE, BUT **AGAINST** OBAMACARE! THAT IS ONE THING YOU CAN COUNT ON!

David Groh on

Where are these charities that pay unpaid medical bills. Are they next to the unicorns?

Luz Pratt on

I am in Obama care and did not pay my physical exam , blood work and much more, what is wrong?

ObamaCareFacts.com on

It should cover your annual visit for free, you may have to appeal if this was your first visit. If this was an additional visit, it may not have covered the full visit.

https://obamacarefacts.com/appeal-health-insurance-company-or-marketplace-decision/