Author: Thomas DeMichele

Thomas DeMichele is the head writer and founder of ObamaCareFacts.com, FactsOnMedicare.com, and other websites. He has been in the health insurance and healthcare information field since 2012.

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Open Enrollment Week 9: January 10, 2015 – January 16, 2015


The new HHS report is in, 7.1 million covered by January 16th and we finally get to see a state-by-state breakdown too. Remember this doesn’t include state marketplaces who aren’t using HeatlhCare.Gov. Below is the post on the HHS.Gov blog for open enrollment week 9. Since Open Enrollment began on November 15, more than 7.1… Read More

ObamaCare Website and Personal Data

The ObamaCare website HealthCare.Gov does not share personally identifiable information with third parities, learn more about ObamaCare’s privacy policy for data. HealthCare.Gov’s privacy policy explains how they share data that can’t identify you, and how they protect data that can. Facts on How Personal Data is Shared and Stored on HealthCare.Gov Your information is stored under and safeguarded… Read More

Obamacare Tax Refund

How Tax Refunds for Advanced Tax Credits Work under the Affordable Care Act Millions may get a tax refund under ObamaCare. If your income was lower than projected, and you had a Marketplace plan, you may get an ObamaCare tax refund. NOTE: This article was written in 2015, but has been updated for 2019 –… Read More

Tennessee Medicaid Expansion

Tennessee may move forward with Medicaid Expansion alternative. Tennessee Medicaid Expansion would cover about 330,000. NOTE: May move forward should be stressed. Unlike in other expanding states, there is a lot of opposition to covering Tennessee’s 330,000. Officials elected by Tennesseans feel that the 330,000 aren’t worth the extra costs. What do you think? An Alternative Plan… Read More

Martin Luther King Jr. Healthcare

To Martin Luther King, Jr. (MLK) healthcare was vital. MLK advocated for civil rights and against inequality in both healthcare and health insurance. What Did MLK Say About HealthCare and Health Insurance? Martin Luther King advocated for change in the healthcare system due to the multi-tiered approach health care providers took toward different types of… Read More

Marketplace #GetCovered Story

Alicia, 39, and Rusk, 37, have been married for 14 years, and have two sons, 11 and 7. Alicia, a former teacher, and Rusk, who owns an auto repair shop, did not have health insurance until the Health Insurance Marketplace opened last year. The 2015 premium for Rusk and Alicia is $373 a month, much… Read More

60 Minutes ObamaCare

Get the Facts on the 60 minutes report on ObamaCare “Dissecting ObamaCare” featuring Steven Brill author of “America’s Bitter Pill.” We fact-check the video. Watch the full of the 60 Minutes ObamaCare video. First fact-check, it’s only 13:19 minutes long, not 60:00. CBS intended each of its segments to run for approximately 15 minutes and… Read More

Supreme Court Rejects ObamaCare Lawsuit

The Supreme Court rejected the latest challenge to ObamaCare, an appeal by the Association of American Physicians and Surgeons and the Alliance for Natural Health USA. The appeal challenged the Shared Responsibility Provision of the Affordable Care Act, the part that requires folks to obtain and maintain coverage or pay a fee. Although this particular… Read More

CommonWealth: State Trends in Employer Coverage

State Trends in the Cost of Employer Health Insurance Coverage, 2003–2013 The new January 2015 Commonwealth Fund healthcare report shows the ACA is the only thing curbing health insurance costs, which are rising faster than income. The report is long, but the point is short, employer-sponsored health Insurance costs (particularly premiums and deductibles) have been rising… Read More

Save American Workers Act Passes House

The Save American Workers Act of 2015 passed the House, but the Obama Administration won’t let it see the light of day. The Save American Workers Act of 2015 seeks to change the definition of full-time hours to 40 or more, meaning less employers would have to cover employees. While this decreases incentive to cut employee… Read More

Understanding ObamaCare’s Enrollment Numbers

ObamaCare enrollments can be looked at in a few ways: current Marketplace enrollments, current insured under the ACA, and total average insured for the calendar year. Depending on how we are looking at the numbers, and what other factors we take into account, the answer to, “how many people enrolled in ObamaCare” changes. For instance… Read More

Should I Get Health Insurance?

Having Health Insurance means you are covered in an emergency. Not getting coverage could result in big fees for those who wait until taxes are due. Obtaining and maintaining health insurance isn’t just about avoiding a fee, it’s about taking responsibility for your health, knowing you have coverage when you need it, and avoiding the devastating… Read More

ObamaCare Enrollment Numbers Nov 15 – Dec 19 2014

6.4 million people enrolled in ObamaCare’s Health Insurance Marketplace between Nov 15-Dec 19 2014 including 4.5 million renewals and 1.9 million new signups. Let’s take a look at a few facts about enrollments to help you better understand these sign-ups and the December HHS enrollment numbers report! These enrollments don’t count the 14 state’s using their… Read More

Policy Periods and ObamaCare

With ObamaCare deadlines for open enrollment approaching, it’s important to think about health insurance policy periods. Here are some key facts to help you understand why getting covered during open enrollment isn’t just about avoiding the fee, it’s about value. Your health insurance deductible (the amount you have to pay for covered in-network services before coinsurance kicks in)… Read More

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