Insurers can still use loopholes to deny claims for preexisting conditions, although all new plans have to cover you, can’t drop you for being sick, can’t charge you more, and must pay claims on covered benefits.

If an employer has more than 50 full-time equivalent employees then they have to offer coverage. If they don’t, they don’t.

If someone needs treatment out-of-network for a pre-existing condition they either need to pay out-of-pocket, pay their out-of-network cost sharing amount, get approval from the insurer, or switch to a multi-state plan.

If you are living outside of the country for more than 330 days then you don’t owe the fee. You also don’t owe the fee if you get other exemptions.

When you turn 26 you’ll need to get your own health plan. As long as your parents don’t claim you as a dependent you may be eligible for cost assistance on the Marketplace or Medicaid if your state expanded.

You can get a Marketplace plan with a student visa, but not Medicaid and CHIP in many states due to a “5 year ban”.

Retiree coverage counts as Minimum Essential Coverage, so you won’t owe the fee. For your employer, they have to offer you coverage if you are full-time

Coverage through a University counts as Minimum Essential Coverage, meaning you won’t owe the fee for the months you have that coverage.

ost assistance is based on income. As a self-employed individual you can write off 100% of your premiums (including dental and long-term care coverage) from profits.

You only need to sign up for ObamaCare’s Health Insurance Marketplace (or another source) if you don’t have coverage through your employer or Medicare.

As a rule of thumb you have 31 days to pay your first months coverage. Call your insurer, if your plan hasn’t been cancelled then you simply pay your premium.

There is no law that defines what age a doctor can take patients at. If a doctor accepts Medicare and is qualified, then they can take Medicare patients.

When you sell a home (estate) you can deduct most of that income and won’t owe the 3.8% tax, unless you make over $500,000 in profit. Since you can deduct this income, it doesn’t count toward your MAGI, therefore it doesn’t affect tax credits.

The only thing we have printable, aside from printing out webpages, is our free ebook. Feel free to print and share that.

Essentially our country was so unsure about this it was brought before the supreme court in 2012. The supreme court declared the “mandate” a “tax”. Therefore the tax (and accordingly the “requirement to have coverage”) is constitutional.

Your family can lose Medicaid if they claim you as a dependent and you push your family income over the Federal Poverty Level. That level depends upon if your state expanded Medicaid.

ObamaCare Premium Tax Credit Subsidies are available to those making between 100%-400% of the Federal Poverty Level.  For 2014-2015, this means that if the income for a one-person household is over $46,680 you will not qualify for Premium Tax Credits.

Can you be denied Obamacare if you have not worked in 12 years and your only income is your deceased husband’s social security benefits of $1,200 per month? A family member in need of medical insurance in Florida was told she did not qualify for that reason. Is this true? Thank you.