Is Simnsa Minimum Essential Coverage?


From looking at the website it looks like Simnsa does offer Minimum Essential Coverage as it seems to meet benefit and cost sharing requirements.

Is CHIP Minimum Essential Coverage?


CHIP counts as Minimum Essential Coverage and therefore meets ACA guidelines.

Does Medicaid count as Minimum Essential Coverage?


Medicaid, CHIP, and most other public insurance types count as minimum essential coverage. Regardless of your state’s name for their Medicaid program, you are covered.

Does Insurance from Abroad, Count as Minimum Essential Coverage?


My wife and I recently became permanent residents (Green Card) of the US. We currently have longterm health insurance from Japan which covers individuals living abroad. Will this be considered minimum essential coverage or will we need to purchase separate health insurance? I understand the deadline is 2/15. Please let us know.

Does Foreign insurance Count as Minimum Essential Coverage?


A US citizen that resides 3/4 of the year in France and has an insurance policy with travelers insurance through the French system. How do I determine if the policy meets the minimum essential coverage?

Minimum Essential Coverage


What is Minimum Essential Coverage (MEC)? Minimum Essential Coverage is health insurance that meets the requirements of the ObamaCare (the Affordable Care Act). This generally means coverage offers 10 essential benefits and meets actuarial value standards. Most coverage offered in the employer, private, and public markets count as Minimum Essential Coverage. Meanwhile, short-term and limited… Read More

Short Term Health Insurance As Primary Coverage


Getting Short Term Health Insurance Instead of ObamaCare Short term health insurance can be used as primary health coverage in some cases. This is especially true for those who are healthy and want to keep costs low. Using Short Term Coverage As a Primary Health Insurance Using short term as your primary health insurance is… Read More

Have Employer Coverage, Do I Need ObamaCare?


If you have employer coverage, or any other Minimum Essential Coverage, you don’t need to sign up or enroll in an ObamaCare plan. You won’t owe the fee.

Do I Need ObamaCare with My Veterans Coverage (VA)?


Veterans coverage (Veteran’s health care program) counts as Minimum Essential Coverage under ObamaCare so you don’t need to get other coverage.

Short Term Coverage Gap During Waiting Period, What are My Options?


When you get a job you can face up to a 90 day waiting period. What you’ll want to do is make sure that you have a plan that counts as Minimum Essential Coverage while you wait for your employer coverage to start.

US Veterans, does VA Coverage Count?


VA coverage (Veteran’s health care program) is considered Minimum Essential Coverage and protects you from any fee. Thank you for your service.

What if i Have My State Medicaid Coverage, Am I Covered?


What if i have Medicaid through my state, does that count as Minimum Essential Coverage. Specifically I have AHCCCS through DES? Am i covered or will i be fined?

Summary of Benefits and Coverage (SBC)


Your health plan’s Summary of Benefits and Coverage (SBC) is a summary of what your plan covers in terms of benefits and cost sharing, and explanations of how everything works. We suggest opening up a Summary of Benefits and Coverage sheet as you follow along. The Summary of Benefits and Coverage PDF can be found… Read More

Medicare Part D (Drug Coverage)


What is Medicare Prescription Drug Coverage Medicare Part D, or Medicare Prescription Drug Coverage, covers the gap between your prescription drug needs and Original Medicare. Original Medicare (Parts A and B) includes basic drug coverage. However, many Medicare beneficiaries have prescription drug needs outside of what parts A and B covers. Medicare Part D is… Read More

ObamaCare Essential Health Benefits


What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care… Read More

Can a Person Have More Than One Health Policy?


Typically a person would only need one policy that counts as minimum essential coverage under ObamaCare, but can have more than one if they choose.

What Student Plans Count for ObamaCare?


A student health plan counts as Minimum Essential Coverage for ObamaCare for ObamaCare if it’s fully insured or self insured, paying for university medical or counseling services doesn’t necessarily count as a student plan.

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