If I have the insurance Simnsa…do I still have to pay the penalty?
From looking at the website it looks like Simnsa does offer Minimum Essential Coverage as it seems to meet benefit and cost sharing requirements. Thus you won't need to pay the penalty for not having coverage.
If you are unsure you should call them and HealthCare.Gov. We have no way to verify beyond looking at their benefits packages and cost sharing.
1-800-318-2596 / TTY: 1-855-889-4325