My 3 year old daughter has been on PA CHIP for 1 1/2 years and it is excellent insurance. I pay the full price based on my income.
I received a letter yesterday stating that the policy does not meet the guidelines of the Affordable Care Act. Since the coverage is extensive and can not be the problem, can you please explain what requirement is not being met by her CHIP plan?
I’ve also been informed that I need to get a waiver for her 2014 coverage in order to not be penalized on my taxes for 2014. She has been fully covered her entire life, so I am at a loss.
CHIP counts as Minimum Essential Coverage and therefore meets ACA guidelines. If you are being asked to prove that it meets guidelines we suggest contacting HealthCare.Gov or your state Medicaid department for clarification.
UPDATE: Some limited benefits CHIP and Medicaid plans don't count as Minimum Essential Coverage.