What Student Plans Count for ObamaCare?

A student health plan counts as Minimum Essential Coverage for ObamaCare if it's fully insured or self insured, paying for university medical or counseling services doesn't necessarily count as a student plan (although it may go hand-in-hand with a plan).

If you are unsure if you have a student plan or are just simply paying for use of the medical facilities you'll want to double check with the school. Schools will typically always offer a student plan option. If you don't have a student option you can look into coverage through your family, Medicaid, and/or the Marketplace.

It should be noted that don't need to prove you had coverage when you file your taxes, you simply need to attest to having coverage for each month you had coverage. Despite this providers of insurance will provide a 1095 form showing coverage starting on 2015 plans (and 2014 Marketplace plans).

One last note, if a student plan is self insured than it doesn't necessary have to offer the new benefits, rights, and protections of the ACA despite it protecting you from the fee. If that plan doesn't provide contraceptive services than a third party will administer secondary contraceptive only coverage at no extra charge.

Get more answers on ObamaCare and students here.