ObamaCare News Archives 2012 – 2014


ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More

Can I Switch Plans Outside of Open Enrollment?


You can’t switch plans outside of open enrollment unless you have a qualifying life event that qualifies you for special enrollment.

How Does Life Insurance Income Affect ObamaCare?


Death benefits received from life insurance are typically non-taxable and thus won’t impact the household MAGI ObamaCare’s subsidies are based on.

ObamaCare Compliance for Foreign Residents?


If you are a US citizen you can get covered using ObamaCare’s health insurance exchange when you move to the US and cancel your plan when you leave. You’ll simply use special enrollment to enroll.

Moving to Another State With Chronic Illness?


When you move with a chronic illness you’ll need to apply for coverage before you move to avoid a coverage gap, this can be done via special enrollment.

Finally Real Insurance – Story

At my place of work it was the employers idea to find the cheapest insurance ever. The employer would go into any state or any place that offered the lowest rate. I had an insurance that would pay for your physical unless they found something wrong with you. Then it was all you. I had… Read More

Do I Need to Reapply for Affordability Exemption?


You must reapply for the affordability exemption at least annually to qualify for this exemption for that year. The definition of “affordable” has changed from 2015 to 2017 and may change again in the future. In 2017, if your lowest cost minimal essential coverage you are eligible for (whether employer-based or Marketplace) which costs more than 8.13% of the household income is eligible for this exemption. You can claim it on the 8965 – Exemptions form, but you’ll need to get this exemption through the marketplaces.

Moved from Puerto Rico, What are My ObamaCare Options?


When you move to the US you become eligible for Marketplace coverage. Your access to cost assistance, including Medicaid, depends upon income and immigration status.

The Wrong Amount of Poor

My income is lower than average, so we watch every penny carefully and live within our means. I used to have a Healthcare plan that fit my budget and worked well for my family of 6. It cost less than $300 per month, and the deductible was $4000. I felt good about being able to… Read More

Can’t Work Due to Health, Will I Lose Coverage?


If you have health insurance, get sick, use your coverage, but then can’t work, so you don’t qualify for cost assistance, then you are in a bad place unless your state expanded Medicaid, or you have money saved up to pay for a health plan without assistance.

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