My sister needs alcohol rehab. Can she get help from the ACA? (Obamacare)
ObamaCare covers rehab for alcohol and drugs as part of it's ten essential benefits. Treatment can still include cost sharing amounts and other limits. So while a rehab has to be covered, not every rehab in the state will have to be covered. Also you may have to pay the full amount out-of-pocket until you reach your deductible or out-of-pocket maximum. The only stipulation is that drug and alcohol treatment must be covered by the plan and at no annual or lifetime dollar limit.
Mental health services and addiction treatment. Inpatient and outpatient care provided to evaluate, diagnose and treat a mental health condition or substance abuse disorder . This includes behavioral health treatment, counseling, and psychotherapy. (note: some plans may limit coverage to 20 days each year. Limits must comply with state or federal parity laws. Read this document for more information on mental health benefits and the Affordable Care Act).