Does ObamaCare cover coronavirus AKA COVID-19 treatment and testing?


Answer

Most insurance sold under the Affordable Care Act covers essential benefits. In simple terms, this means plans must cover necessary testing and treatments. In this sense, all coverage that meets ObamaCare's standards covers Coronavirus (COVID-19 specifically).

With that in mind, out-of-pocket costs depend on your plan, and plans that don't meet ObamaCare's requirements may not provide coverage.

Luckily for those without coverage or with short term health plans, a bill was passed that includes provisions which made COVID-19 testing free to all Americans regardless of if they had coverage or their coverage type. This doesn't impact the cost of treatment, but it does impact the cost of testing.

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