Can I get Insurance Through Obamacare before Employer Coverage Starts?
My new employer offers medical benefits after you have been employed for a year. Can I get insurance through Obamacare before employer coverage starts?
Answer
Yes. The rule for not getting marketplace coverage when you have employer coverage is based on having access to employer coverage. So, until you can actually enroll in an employer plan, you can use the marketplace and will qualify for cost assistance based on income.