How to Get Help With Health Insurance When Healthcare.gov is Down We explain what to do when the Healthcare.Gov Marketplace website is down during open enrollment. One option is to get help from a qualified broker. This can either involve calling a HealthCare.Gov approved broker, or calling HealthCare.Gov directly at 1-800-318-2596 (TTY: 1-855-889-4325) (although if the… Read More
2018 Premium Tax Credits Under the Affordable Care Act (ObamaCare) We explain how Premium Tax Credits work on 2018 health plans under the Affordable Care Act (ObamaCare). Tax credits can be taken in advance, or at tax time. In other words, ObamaCare’s Premium Tax Credits (PTC) can be paid to your insurer in advance as… Read More
Out-of-Pocket Maximums and Deductible Limits For 2018 Each year the ACA sets new limits for out-of-pocket maximums and deductibles. Here are the limits for 2018 plans for individuals and families. For 2018, your out-of-pocket maximum can be no more than $7,350 for an individual plan and $14,700 for a family plan before marketplace subsidies. For 2018, your maximum deductible is… Read More
Below is a copy of the 2015 study published on HHS, “The Potential Fiscal Consequences of Not providing CSR Reimbursement.”
Congress failed to fund the Children’s Health Insurance (CHIP) for 9 million kids and 1,400 Community Health Centers by the Sept. 30 2017 deadline.
As of Sept. 29 2017 Congress has yet to fund CHIP (the Children’s Health Insurance Program that covers about 9 million kids). CHIP expires Sept. 30, 2017.
How Do Cost Sharing Reduction Subsidies Work? ObamaCare’s Cost Sharing Reduction Subsidies (CSR) lower out-of-pocket costs, based on income, for Silver plans bought on the Health Insurance Marketplace. Please note that CSR subsidies are paid to insurance companies, not to individuals. They are intended to offset the expenses of offering lower-cost health insurance to qualifying individuals. Eliminating… Read More
Graham-Cassidy Repeal and Replace Bill Won’t Be Voted On The Senate won’t vote on the Graham-Cassidy Bill to replace ObamaCare (the Affordable Care Act), as the bill lacked the votes to pass. This was decided after Majority Leader Mitch McConnell met with lawmakers to see where Senators stood on the proposal. Previously Sen. Susan Collins, a Republican… Read More
We explain the gist of the Graham-Cassidy Obamacare repeal bill. In short, it looks a lot like the last repeal attempt, the Better Care Reconciliation Act.
Understanding the 2018 Federal Poverty Guidelines For Cost Assistance Under the Affordable Care Act (ObamaCare) in 2018 and 2019 We explain the 2018 Federal Poverty Guidelines for assistance under the Affordable Care Act (ObamaCare). You’ll use these guidelines to determine cost assistance on plans sold during 2019’s open enrollment season. How Cost Assistance Works With… Read More
We look at the Affordable Care Act, asking why many people’s medical insurance or care is unaffordable.
We discuss the Affordable Care Act under Trump and look at why some states are exploring state-based healthcare solutions like single payer.
One may ask, “why do I need health insurance?” The simple answer is to protect ourselves against high medical costs and bankruptcy.
The Trump administration cut ObamaCare’s advertising and outreach budget sharply this year. Ad funding was reduced from $100 million to $10 million.
Tomi Lahren is on ObamaCare, because she is on her parents plan despite being older than 19 (and it was ObamaCare that allowed for that).
Is Trump Sabotaging the ACA? (Opinion) Since his election, the Trump administration worked to repeal and replace the ACA. We discuss what has been accomplished and ask “has the Trump administration sabotaged the ACA?” Keep in mind this is an article that entertains opinion and takes the standpoint of examining a critic’s take on the… Read More
Everything You Need to Know About Enrolling in TrumpCare We explain how to sign up for TrumpCare and enroll in a TrumpCare plan (i.e., how to sign up for health insurance under President Trump). That means we’ll explain health insurance enrollment dates, how to get cost assistance, and other important information for getting covered under… Read More
We fact-check Trump’s claim that the CBO can’t be trusted and only 10.3 million were enrolled in ObamaCare (not the 23 million the CBO projected).
We explain the difference between ObamaCare and the House and Senate versions of TrumpCare (i.e. the difference between the ACA, AHCA, and BRCA).
Recent premium hikes and the lack of coverage under the ACA is partly a result of an ongoing Republican Strategy to “Break ObamaCare.” We explain.
Below we explore the different demographics on Medicaid, ask if able-bodied adults are taking advantage of Medicaid, and examine if work requirements will help.
Trump is reportedly considering ending ObamaCare’s CSR Subsidies for out-of-pocket costs. This would affect customers starting during open enrollment.
We present a simple summary of the American HealthCare Act (AHCA), sometimes known as TrumpCare, the plan to repeal and replace aspects of the Affordable Care Act (ACA) via the 2017 budget reconciliation process.
What is Medicare? We explain what Medicare is, how you can qualify for Medicare, and how the Affordable Care Act affects Medicare. Medicare is a federal health insurance program that most people pay into while working and all citizens can access when they turn 65. Medicare is funded by two trust funds held by the US Treasury: the Hospital… Read More
What Does an ObamaCare Repeal and Replace Plan Mean For America? We will explain both “what will happen if ObamaCare is repealed” and “what will happen if the latest repeal and replace plan goes through.” The Basics House Republicans passed the latest version of their repeal and replace bill 217-to-213 on Thursday May 4th, 2017. The bill will now… Read More