ObamaCare Stories Archive

I am 24 years old and live in Iowa. Over the last year and a half I have graduated from Iowa State University, and since had to replace my student health care coverage. After searching numerous marketplaces, the government exchange being the most expensive for the least coverage, I found a sub par private coverage… Read More

After i enrolled in the healthcare.gov it has been a full time job, calls, paper work, and notices that request me to provide info. Then over and over they said i need to do this and that than i call them and told to disregard notice then they canceled my wife’s ins. its just been… Read More

My income is lower than average, so we watch every penny carefully and live within our means. I used to have a Healthcare plan that fit my budget and worked well for my family of 6. It cost less than $300 per month, and the deductible was $4000. I felt good about being able to… Read More

On Feb 13th I was let go from a full-time job with great benefits (with how we paid into it I immediately lost coverage) but I am lucky as I was job hunting before all this and found part-time work but no benefits. I called The Marketplace on the 15th and due to my circumstances… Read More

My name is Joseph D’Andrea. I proudly served in the U.S Navy for 6 years. I recently got separated and now working 3 part-time jobs and finishing my degree in accounting this year. I can not find a full-time job because I don’t have a degree. I went to the Hawaii health connector because I… Read More

I gave birth to my son in 1994. I was 16 years old. His father was a crack dealer. I never did drugs in my life but I loved him and believed I could change him. He was young too, 19 years old. I was raised poor and now at 37 year old, I am… Read More

Why, if all Americans should be able to be covered, does no one cover long-term health care for someone with dementia? Not only can we not find insurance for my husband who will need long term care in the future but, although he is a veteran and served in Germany and Lebanon 1957-1959 in active… Read More

I am 64 and make a decent salary for a solo practice attorney. I am also very healthy. Before Obamacare, I was self insured with an HSA account and my employer put $50 every week into that account. I purchased health insurance for approximately $300 per month, and I had that tax free $50 every… Read More

Obama Care saved my husband and I from total ruin. Since the law first passed and the immediate changes went into effect we have benefited. We both had existing health conditions He suffered through Prostate Cancer and Lung cancer, I had 3 heart surgeries. When my company stopped furnishing health insurance we have been lost… Read More

My wife and I (retired, too much income for subsidies, not eligible for medicare etc) apparently qualify for exemptions because last year’s ‘grandfathered’ policy was cancelled and the cheapest bronze is in excess of 8% of our AGI/MAGI. finding someone at healthcare.gov or at the two insurance providers in our area who understood how to help… Read More

I have a healthy college kid that is studying foreign policy at the University of Iowa because he gets to stay on my health insurance plan until he is 26 years old. That helped us a lot. Tracie K.

First my family of 4 applied for health insurance at the local health dept. I have a high deductible and still won’t see a doctor unless I am deathly ill. My mother is on social security and medicare. My is ex-husband( my son’s father) who has been in the household for 2 years has received… Read More

I thought last year was bad. But, after telling me how much better my 2014 plan was compared to my personal plan in 2013 (I was already enrolled in my own personal plan, which the government canceled), the State of Washington canceled my new plan. So, I had to shop again. Perhaps the total premium didn’t… Read More

Just want to let people know I went to the hospital cause hurt back when was at home and I couldn’t get in to the doctor office for 2 weeks. I hurt my back I pulled something and it hurt like heck I mean it hurt enough to make me cry. I ended up at… Read More

I had no insurance until February of 2014, when my new policy through the Healthcare Marketplace became effective. While getting a physical in June, I mentioned to my doctor that I had been experiencing some discomfort from what appeared to be a kidney stone. She recommended an X-ray and sure enough, I had a kidney… Read More

I enrolled in the ACA during the first year. At the time I was earning a salary of $45,000.00. The premiums for myself and my daughter were just under $350.00 which I felt was affordable given the fact that I am in my mid fifties. I was laid off from my job and immediately went… Read More

I lost my job and my medical insurance one year before I was eligible for retirement benefits. My husband has a monthly retirement benefit but no medical. We are both 59 years old and in great health but based on our age our medical insurance premiums are at the highest. Our total income is 4000.00… Read More

What is not taken into consideration is the people who work a full time job but the hours are fluctuated. I can bring home less then 350 a week and have one paycheck every 3 to 4 months just over 400. I should not have to work multiple jobs away from my son just to… Read More

So I left my job with health insurance 11/7/14. I started another job 11/10/14 that did not offer health insurance. Found out 11/23/14 my previous employer removed me from the health insurance. Went to apply for health insurance for Jan 2015. All sites stated if I did not currently carry health ins to go healthcare.gov…. Read More

My husband worked in management at a prestigious law firm in NY owned by two attorney partners. He built the company with them from a small office of a few people to hundreds! He never took a sick day for anything and we even attended each other’s familes milestone events. Birthdays, our children’s communions, bar… Read More

I got laid off during the middle of 2014. It was rather easy to apply for and get Obamacare. I got the Silver Plan and my 2 kids were covered under Child Health Plus. Even re-enrolling in November 2014 went well. Then on December 31, 2014 we get a letter stating that my children’s coverage… Read More

My husband lost his job and healthcare coverage in May 2014. We did not get a COBRA offer from his employer, a U.K. based company. We were unaware of the three month deadline to sign up for new coverage. From June through December we were without healthcare coverage. We are healthy, active family of four… Read More

My husband and I have not been helped but hurt and our details are below. But before I get into our details want to say that middle income people who do not qualify for subsidies, especially those who do not have health coverage via an employer (e.g. self employed or those who work for employers… Read More

Alicia, 39, and Rusk, 37, have been married for 14 years, and have two sons, 11 and 7. Alicia, a former teacher, and Rusk, who owns an auto repair shop, did not have health insurance until the Health Insurance Marketplace opened last year. The 2015 premium for Rusk and Alicia is $373 a month, much… Read More