My husband is disabled and has Medicare for insurance, but there is no dental insurance. As retired senior citizen he needs dental insurance, without dental coverage the costs are too high. I too am retired and I too have Medicare. My consider is my husband in dental insurance. Please direct me too someone who can help a senior citizens… Read More
I am planning to retire at 64 in the beginning of July 2015 I need insurance till I can get Medicare I am offered cobra but is high priced when can I apply?
How Health Insurance Networks Work With Health Insurance The general types of networks are HMOs and PPOs. A given provider will then either be “in-network” or “out-of-network” for a given plan. You and your insurer save money by using “in-network providers.” You’ll almost always have different cost-sharing when you use a provider “out-of-network,” so you’ll… Read More
My husband and I have not been helped but hurt and our details are below. But before I get into our details want to say that middle income people who do not qualify for subsidies, especially those who do not have health coverage via an employer (e.g. self employed or those who work for employers… Read More
Some say ObamaCare doesn’t do enough to control health care cost. Let’s look at how ObamaCare controls healthcare spending with cost controlling provisions. TIP: To find out what coverage under the Affordable Care Act will cost you, make sure to check out the healthcare.gov marketplace and find your cost after assistance is applied. Taxpayers are benefitting as… Read More
Use our Questions and Answers section to get answers to questions regarding ObamaCare, TrumpCare, or HealthCare in general, or to ask us a question. Wondering How to use the Q&A section? Simply click on a question to get our answer and to see answers from our readers; Or, use the search bar at the top of the page to… Read More
Get the Facts on the 60 minutes report on ObamaCare “Dissecting ObamaCare” featuring Steven Brill author of “America’s Bitter Pill.” We fact-check the video. Watch the full of the 60 Minutes ObamaCare video. First fact-check, it’s only 13:19 minutes long, not 60:00. CBS intended each of its segments to run for approximately 15 minutes and… Read More
Get health insurance quotes and find out if you qualify for cost assistance from CMS approved brokers and on HealthCare.Gov. Below we will discuss the best ways to get health insurance quotes (HINT: Start at ObamaCare’s Health Insurance Marketplace sometimes called “the Marketplace” AKA HealthCare.Gov). We’ll also give you lots of helpful advice to help ensure you get… Read More
Here is a quick list of tips for getting the best health plan. No matter how you shop, this list will ensure you don’t over or under-buy health insurance. NOTE: Finding the best health plan for you and your family depends on your family size, income, needs, region, and more. The best plan for one… Read More
ObamaCare enrollments can be looked at in a few ways: current Marketplace enrollments, current insured under the ACA, and total average insured for the calendar year. Depending on how we are looking at the numbers, and what other factors we take into account, the answer to, “how many people enrolled in ObamaCare” changes. For instance… Read More
Obamacare gives the Insurance companies carte blanche for EXTORTION (already a MAJOR problem–people would have insurance IF they could afford it.) Husband and I were both professionals, RN and Chemical Engineer. At age 60, due to military cutbacks he lost his job. You don’t get another job at 60 in this economy. So we were… Read More
What is a Health Savings Account? A Health Savings Account (HSA) is a tax-advantaged medical savings account you can contribute to and draw money from for certain medical expenses tax-free. HSAs can be used for out-of-pocket medical, dental, and vision. HSAs can’t be used to pay health insurance premiums. HSA’s can only be used with… Read More
If you are under 30 or obtained a “hardship exemption” you qualify for a high deductible, low premium, catastrophic plan. Catastrophic health plans are the cheapest plan you can get that counts as minimum essential coverage. Catastrophic plans can be good for those who want cheap, barebones care. Catastrophic plans tend to trade a low… Read More
There are several reasons you may have to file taxes under ObamaCare (the Affordable Care Act). Learn how to file your ObamaCare taxes in 2019 and beyond. This section includes tips on: how to make a Shared Responsibility Payment for not having coverage, how to report health coverage known as Minimum Essential Coverage, how to… Read More
Learn how to compare health plans to get the best deals on health insurance and health care. Compare your health needs with your plans costs and coverage, to find an affordable plan with benefits that are designed to cover you. No matter how you shop, and boy are there a lot of different options under… Read More
How does health insurance work? You pay a monthly premium and your share of annual out-of-pocket costs, and your insurer pays it’s share of covered costs. The concept is simple, but getting that perfect health plan takes some brain power and elbow grease. By taking the time to master and internalize the content of this page,… Read More
Who is ObamaCareFacts.com, and Who Runs this Website? ObamaCareFacts.com is an honest, independent, and grassroots informational website created by two guys sick of digging through the talking points to get to the facts. ObamaCareFacts.com is created and maintained by dog Media Solutions LLC. Walt Whitney is the head editor of this website and a managing partner… Read More
Thank you for taking the time to check out ObamaCareFacts.com. Use this contact form to leave us a comment. Make sure to direct questions here. Healthcare/ObamaCare questions directed at the contact form below won’t typically be answered. This contact form is for general questions and for contacting our team. All content can be attributed to Thomas… Read More
Here is our ObamaCare Thanksgiving list of the reasons we are grateful for the Affordable Care Act. Before you read our ObamaCare Thanksgiving list, take a moment to listen to a Thanksgiving message from our President. We are grateful to the Affordable Care Act because: • 8 million got affordable coverage through the marketplace and millions more got covered last… Read More
According to a document posted on November 21st, 2014, the United States House of Representatives Committee on Oversite and Government Reform will be calling on Centers for Medicare and Medicaid Services Administrator Marilyn Tavenner and ACA architect Jonathan Gruber to testify on Tuesday, December 9th before the House Oversight and Government Reform Committee on what they feel… Read More
Shopping for Health Insurance Outside of the Health Insurance Marketplace If you make too much for cost assistance or want to see your private health plan options, you may want to shop outside of the Health Insurance Marketplace. There are three main ways to get covered in the individual and family market under the Affordable… Read More
Everything You Need to Know About Changing Plans During ObamaCare’s Open Enrollment Peroid Each Year The only time you can change health plans under ObamaCare is during open enrollment or a special enrollment period. Verify info or change plans by Dec 15 to ensure you have the right plan and cost assistance starting January 1st. Although you can’t change plans… Read More
ObamaCare’s open enrollment period for 2015 starts on November 15th, 2014 and ends on February 15th, 2015. Let’s review the most important things to know about open enrollment in the health insurance marketplace for 2015. • Open enrollment is the only time you can get cost assistance, enroll in a plan, or change plans. This is true whether you… Read More
ObamaCare’s impact on Walmart seem to have brought a new business opportunity, and a sad day for employees. Walmart cut back benefits for part-time workers in an effort to cut healthcare costs before the looming 2015 mandate to insure full-time workers. The end result of Walmarts reaction to ObamaCare for the employees won’t be too… Read More
Get the Facts on Young Adult Sign Ups Under the ACA ObamaCare enrollment numbers for young adults are about 2.6 million under the age of 26. The 18-34 demographic, the young adult demographic, disproportionately qualifies for cost assistance and Medicaid, this led to high enrollment numbers (28% of all enrollments) and an expectation of high… Read More