What is the age limit for joining ObamaCare (getting a health plan on the Health Insurance Marketplace)?


There is no age limit for getting a Marketplace plan, but you must be over 18 to enroll in your own plan and must not have access to Medicare.

Medicaid works the same way as does private coverage.

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Doris henry on

Answer Rating:

(5) I hope means the best. I don’t see the legend.

ObamaCareFacts.com on

“5” means the best. Thank you.

Mansoor Pasha on

I am 72 and unemployed. Can I get Obamacare

ObamaCareFacts.com on

If you don’t have access to Medicare, are a citizen, and make between 100% – 400% FPL then yes. Call HealthCare.Gov (1-800-318-2596) and get assistance finding the right option for you.

Patricia Rodgers on

I am going to be 65, do r qualify for Obama Care? Do I have to accept Medicare? My payment is very high.

Tiaune Thomas on

My mother still can’t afford healt insurance and she is a retired teacher’s assistant. Why is it that she still can’t afford the cost and pay her bills?

Jim on

do I need to sign up for Obamacare once I turn 65?

ObamaCareFacts.com on

When you start Medicare (not when you turn 65) you need to enroll in original Medicare (and supplemental) or face fees down the road. You don’t need to do anything with ObamaCare (aside cancel an insurance plan as needed). There is more than one thing to learn about, make sure to read up on some basics like this: https://obamacarefacts.com/obamacare-medicare/

K on

My parents are 88 and 83, immigrated to US 2 and half years ago. Are they eligible for purchasing Obama care?

ObamaCareFacts.com on

Yes, they can buy coverage, and depending on tax status can potentially get cost assistance. You should call healthcare.gov to inquire or see:


gary jones on

so 65 years of age is the limit DA

ObamaCareFacts.com on

There is no age limit with the ACA, but if you qualify for Medicare there essentially ends up being an age limit (as you will qualify for Medicare around turning 65 and thus no longer be eligible for private coverage with ACA assistance). Medicare also offers assistance though, so keep that in mind.

Kathryn White on

I am 73 on Medicare along with a supplement plan F at $275.00 a month. I can not afford the supplement could Obama care help me, would I qualify?

ObamaCareFacts.com on

If you have access to Medicare as a rule of thumb you don’t qualify for marketplace cost assistance. You may however qualify for assistance via Medicare. Here is an article talking about Medicare cost assistance options.


NOTE: You may find your best savings with a $0 premium Advantage plan with drug coverage if you are concerned with monthly costs, although for something more robust like Plan F Medigap you might instead looking into a higher premium plan with Extra Help for Part D and the Medicare Savings Program for help with other costs.