Should I Take Employer or Marketplace Coverage?

My ex husband wishes to add my son to his United Healthcare Obama plan even though I have insurance for my son through my work. Can he still enroll him on his even though I have insurance for him? I would prefer to have his insurance through my work.


Answer

If you or a family member have access to employer coverage they must take employer coverage and can't get cost assistance under ObamaCare. This means a dependent can't go on a Marketplace plan if they have coverage options through an employer unless employer coverage would cost more than 9.5% of household income for dependent-only coverage.

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carol on

I am currently not working and I am on husbands plan thru his employer. If I find employment and they offer a healthcare plan can I stay on my husband’s or do I have to change to my employer

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