I am an American expat who has lived in New Zealand for 8 years. I am looking for a job in the USA, but will only be willing to work there if I will be guaranteed pre-existing condition coverage.
I will be applying to positions all over the country. As my question is not region-specific, I cannot simply ask a regional broker.
I am concerned about this because I had a near-miss when visiting the USA in July. I had to go to the ER twice and my travel insurance almost didn’t cover me – this would have cost me at least $10k. I got lucky due to a technicality.
So basically, my question is, if I move to the US, am I immediately covered as soon as I get American insurance?